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Z�15����� <br /> L�AN#:7a��12�41 <br /> not limit�d ta,repres�ntat�ons��ncern�n�8arr�ower's accu�ancy of the Pro�er�}�as a principal residenc�. <br /> If this 5ecuri�y Ins�rument is vn a leasehold, ��rr�w�r shail�ampiy wi#h th�pro��sions vf the lease. lf <br /> Barrower acquir�es fee titl�ta the Pro�erty,the I�as�hald and f�e�it�e shall not be merged unless Lender <br /> agrees to the rnerger in writing. <br /> s. Cvndemnation.�he praceeds of any award or cia�m far a�amages, dir�ct or�anse�u�n�ia�, �n <br /> c4nnection with any�ondemnation ar othe�taking af any part of the prop��ky,ar for can�eyan�e in pla�e <br /> af candemnation, are hereby assigned and shall be paid ta L�nd�r�Q the ex�ent of the ful� amount af <br /> the indebtedness that remains unpaid under th�NQte and this Security Ins��ument. Lender shall apply <br /> su�h pro�eeds ta the r��uction �f the indebtedness under�he Na�e and�his Security Instrument, f�rs� <br /> to any �elinquent amvun�s applied in the or��r pro��ded in paragraph 3, and then to prepayment of <br /> princ�pal.Any application of the pr��eeds to the prin�ipai shall not extend or pastpon�the due date of <br /> �he monthly�ayments,whi�h are referred to in pa�agraph 2, or�hange th�amaunt of such payrnents. <br /> Any excess prace�ds o�er an amour�t required to�ay all autstanding indebtedness under�he Note and <br /> this Se�urx�y �nstrument shal� b�paid�o the entity iegally�ntitl�d ther��a. <br /> �. Charges to 8orrower and Pr�#�ction of Lender's Rights in the Prop�rty. Rorrower shall <br /> pay a�l governrnental�r mun��ipai charges,fines and im�as�tions that are no�included in paragraph 2. <br /> Barr4wer shall pay these o�iigations on time di��ctly��th�entity which is ow�d the paymen�. I�faifur� <br /> tv pay would ad�ersely a�fect Lender's interest in the Property, up�n Lender'� request Barrower sha�l <br /> promptfy furnish ta Lend�r receipts e�idencing thes�payments. <br /> If Barrawer�ai�s��make t�es�p��me�ts arthe payr�er�ts require�b��a�a�raph�,vrfails to perfvrm <br /> any�ther covenants and agreemen�s contained in this Security Instrument,or�here is a legal pro�eeding <br /> that may sign�ficantly affect Lender's rights in the Prop�rty �such as a proceeding in bankruptcy, far <br /> condemnation vr t❑en�vrce iaws❑r regulations},then L�nder may do and pay wha�eve�is ne�essary t� <br /> p�of�ct fhe�alue of the�'roperty and Lender's rights in the Prope�ty,inc���in��ayment a��ax�s, �a�at�� <br /> insuranc�and�ther i�ems mentioned�n paragraph 2. <br /> Any amounts disburse�by Lenderunder�his paragraph shal�became an additianak d�h#of Borraw�rand <br /> b�secured by this 5ecurity Instrument.Thes�arnounts shall�ear interest from th�date of disbursement, <br /> at the Nate rat�,and at th�option of Lender,shall be immedia��ly due and payabfe. <br /> Borrawer�hall promptly discharge an�lien which has prio�ity a�er#his 5ecurity Instrument unless <br /> Borrower: �a} agrees in writing to the paymen� �f th� �bligation secured by the lien in a rnanner <br /> a��epta�le to Lender; �b}contests in good faith the�ien by,or defends against en�orcement of th�iien <br /> in, legal proce�dings which in th�Lender's opini�n aperate to prevent the enfar�ernent of�he lier�; or <br /> �c} se�u�`es from�he holder of the lien an agreemen# satisfactary tv Lender su�ordinat�ng the lien �o <br /> this S�curity 1r�strument. ff Lend��dete�mine�that any part of the Prap�rty is sub�ect to a lien which <br /> ma�att��n prior��y�verthis 5ecurity�nstrument,Lender rna}�gi�e 8vrrower a not��e identifying th�I�en. <br /> Bvrr�wer shali safiisfy the�ien or take�ne or mare of the actions set forth above within 1� days ofi the <br /> givin�v�natiCe. <br /> 8. Fees. Lender may co�lect fees and charges authorized by the 5e�ret�ry. <br /> 9. �rounds for Accel�ratton af Debt. <br /> �a} Default. L�nder may, except as limited by regulat�ans issued by the Secretary, in the case <br /> a� payment defau�ts, requir� immediat� payment in fu�! af a�l sums secured by th�s Securifiy <br /> �nstrurnent if: <br /> �i} Borrower d�faults�y fa�l�ng to pa��n tull��y mon�hl�paym�n#required by t�is Securit� <br /> In�trument prior#o or on�he due�ate of the nex�manthly payment, or <br /> �ii} Borrvwer defaults by faiiing,fo�a perivd of thirty days,ta perFQ�m any vther obligatians <br /> cantained in this Se�u�i�y lnstrument. <br /> {b� 5ale INithout Cred�tAppro�al.Lend�r shal�,if permi�#ed by app�i�ab�e law�including Sec#ion <br /> 341�d} of the Garn-��. �ermain Depository institutians Act of'�98�, 1� U.S.C. 17��j-3�d}}and <br /> uvith the prio�appro�al of the 5ecretary, require immediate paym�n�in full of all sums se�ured <br /> by th is Security I nstrument if: <br /> �i} A!I �r �art of�he P�operty, or a b�neficial inter�st in a �rus�awnin� al! or park of the <br /> P�operty, is sold or oth�rwise��ansferred�vther than by de�ise or desc�nt}, and <br /> �ii} The Pr�perty is not occupi�d bythe purchaser�rgrantee as his arher principal residence, <br /> �r th�purchaser ar�rantee does so occupy the Property bu�his ar her cred�t has not b�en <br /> appra�ed in accordanc�with the requi��ments vf the Secretary. <br /> �c} Na Waiver.I�circurnstances vccur that wauld perm�t Lender#o require imme�iate payment <br /> in fu11,but Lender does not require such payrnents,L�nder daes not wai�e�ts r�ghts w�th r�spect <br /> ta subsequent events. <br /> �d} Regulatians of HUD Secretacy.In many circumstance�regulations issued by th�Secretary <br /> will limit Lender'� rights, in�h�case o�payment defaults, to require immediate paym�nt in full <br /> and fare�lose if no�paid.This Security Instrum�nt daes not autharize acceleration or forecl�sure <br /> if not perm�tted by regulatians�f the�ec�etary. <br /> [e} Martgage Not Insured. Borraw�r ag�ees that if�his Security Instrumen�and the hlate ar� <br /> nat deterrnined to be ekigibl�for insuranG�under the Natianal Housing Act within��d s f�om <br /> FHA Nebraska De�d of Trust-419G Initia�s: <br /> Ellie Mae,In�. Page 4 Df 7 NE FHADE �914 <br /> NEEFHA�E <br /> os��1 r�a��o�:�o PM PST <br /> .. . <br /> . <br />