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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Felix Alba Santos <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />- Witness <br />STATE OF NEBRASKA, Hall County ss: / <br />The regoing instrument was acknowledged before me this day of : //7 <br />/5 , by Felix Alba Santos and Ma. Q1 a Leal. <br />Witness my hand and notarial seal at ��a___ ME in said County, the date aforesaid. <br />otary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />2O15O4JiG <br />- Witness <br />Q 0�.� 7 e,7 4Z rtSea) <br />- Borrower Ma. Olga Meda Leal - Borrower <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />