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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />Russell M Kallhoff <br />STATE OF NEBRASKA, <br />My Commission Expires <br />IDS, Inc. <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. Sept. 8, 2015 <br />- Witness <br />Seal Seal <br />- Borrower ,' c u n Des t ae Kallhoff I - Borrower <br />County ss: <br />The �� gp>J g instrument was acknowledged before me this day of <br />11 , by Russell M KallhofJ.nd Ja ueI) esiira Kallhoff. <br />Witness my hand and notarial seal at (akt 0f ...10 1O in said County, the date aforesaid. <br />Notary Public <br />Loan originator (organization): Mid America Mortgage, Inc.; NMLS #: 150009 <br />Loan originator (individual): Adam Hicks; NMLS #: 400283 <br />201504514 <br />- Witness <br />FHA Nebraska Deed of Trust with MERS — 4/96 Amended 7/04 <br />Page 8 of 8 <br />