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��15�4485 <br /> required by RESPA, and Barr��rer sha11 pa�to Lender the amoun�necessary to make up t�e d��c�enc��n <br /> ac�ordanc�with R.ESPA, but in no mare�han �.2 monthlx payrnents. <br /> Upon payment in full of all sums s�cured by this Security�nstrumen�, Lender sha11 pr�mptly r�fund ta <br /> Borrfl�ver any Funds he�d by Lender. <br /> 4. Gharg�s, L�ens. Borrower shall pay a�l ta�es, assessm�nts, charg�s, �ines, and impasiti�ns attributab�e to <br /> the Proper��wh�ch can at�ain pri�ri��r o�er�h�s Security Instrum�nt, l�aseho�d paymen�s or ground rents an <br /> �he Praper�y, if any, and Cammuni�y Assaciation Dues, Fees, and Ass�ssments, �f any. To the extent t�a� <br /> �hese items are Escraw Items, Barrower sha��pa�th�m in the ma�u��r provided in S��t�an 3. <br /> Borra�ver shall promp��y discharge any lien vvh�ch has pr�or�t�a�er�h�s Security Instrument uni�ss <br /> Borr�wer: �a} agrees zn writin��o�h�pa�rnent of�he obligat��r�s�cured by the lien in a manner acc�ptab�� <br /> to Lender, but�nly so��ng as Borrov�er�s perforxning such agreern�nt; �b}contests�he�i�n in gaod fai�h by, <br /> or defends agains�enforc�ment of�h�Ix�r�in, �ega�praceedings wh�ch�n Lender's apinian aperate to prevent <br /> th��nf�rcem�nt o.F the li���vhile thase proceedings are pe�ding, but only un�il su�h proceedings arG <br /> c�ncluded; or�c}secures from the holder of�he li�n an agre�ment sa�xsfactory to Lender subord�nat�ng�he <br /> i��n to�his S�curity�n�trument. �f Lender detern�ines tha�an�pa�of the Property is subject��a lie�which <br /> can at�ain pr��rity ov�r th�s Secur�ty Instrurnent, L�nder may give Borrower a natice identifying the Iien. <br /> '�i�hin 10�a�s���t�e datc a�t wh�ch that noticc��given, Borr�tiv�r�h�����t��fy�h��z�n or t�k�one or mor� <br /> of�he act�ons set f�r�h a�ove xn this Section 4. <br /> L�nder may requ�re Ba�rawer�o pay a one--t�me�harge far a r�a��s�ate tax��r�f�ca�ion andlor repartiflg <br /> serv�ce used h�r Lend�r in cannection vvith�h�s L�ar�. <br /> 5. Pr�perty Insurance. Borr�w�r s�a��keep�he improvements now exis��ng or her�after erected�n the <br /> Proper�y insur�d against loss i�y f�re, hazards inc�uded wi��in the term"extended co�erag�," and any ath�r <br /> ha�ards�ncluding,bu�not�zmited to, ear�hquak�s and fln�ds, far�vh�ch L�nder r�qu��es�nsuranc�. This <br /> insura.�c��ha��be maxntained in the amounts (�ncluding deductib�e leve�s} and for the p�r�ods�hat Lender <br /> r��uir�es. �dha���nd�er r�e�q�ir�s��zs�����t���r+e���i�g s�x����.��s����������uar��g t����x�of th�Loan. <br /> Th�insurance�arri�r provid�ng�h�insurance shall be�hosen by Borrvwer subject to Lend�r's right to <br /> �isapprove Borrawer's choice, wh�ch r�gh�shai�not be�xer�ised unreasonably. Lender may�r��uire <br /> Borrov�er to pay, in cannectio�a v��th�his Loar�, either: �a}a ar�e--time charge for f�aod zone det�rrninati�n, <br /> cer�if�catian and�racking services; or�b}a one-�irne charg�for fl��d zvne determination and cert�f�cat�an <br /> ser�ices and su�sequent char��s�ach��me remappings or�imilar Ghar�ges occur�vhxch reasonab�y might <br /> aff�ct�uch d�terrni.na�ian or ce�ifica�ion.�Borrawer shall a�so be responsible f�r th�e payment of any fe�s � <br /> imposed by the F�dera�Emergency Management Agen�:y in cannection with the revie�of any fl�od zone <br /> deterxn�inatian result�ng fr�m an ob�ec�ion b� Borraw�r. <br /> �f Borrower fai�s to main�ain any of the��verages des�ri�ed abow�, Lender rnay obta�n insurance c�verage, <br /> at L�nder's op�.ivn an�.Borrower's expense. L�nder�s und�r no ab�zga�ian�o purchase any par�icular�ype or <br /> arnount vf c�verage. Therefore, such ca�erag�shall cfl�er Lender,but migh�or might not protect Borrower, <br /> Borr�w�r's equity in the Praperty, ar the���ten�s af th�Fraper�y, aga�ns�an�risk, hazard or liability and <br /> m�ght provide great�r or�esser c�verage than v�as pre�iously in effect. Barr��er ac�no�iedg�s tha�the c�st <br /> Qf the insurance co�erage so obtained might signi�cantiy exceed the cost�f insu�anc�that Borravver could <br /> ha�e�btained. Any amaunts d�sburs�d by Lender u�ad�r�his��c�ion 5 sha��became addztiona�debt of <br /> B�rr�wer��cured by�his S�cur�t��nstrum�nt. These amounts sha�l bear interest at the Nate rate froxn the <br /> da�e of d�sbursem.en�and shal�be paya��e, with such�nt�res�, upon not�ce from Lender to Borro�ver <br /> requesting paym�nt. <br /> N�BRASKA-5ingle�arr�i{y-Fannie MaelFreddis Mac UNI��RM INSTf�l3M�NT Form 3D28 1 J01 <br /> VMP� VMP6SN�][13��� <br /> Walters KEuwer Financial 5er�ices Page fi of 17 <br />