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��15�4485 <br /> {C� "Lender" zs Home Federa� Sav�i ngs and Loan Assn of Grand Is�and <br /> L�nder�s a Sa��ngs and L�an <br /> �rganized and existing under�he�a�s �f Th� Stat� af Ne�raska . <br /> Lender's address is �Zl S�ut h L��ust St Grand I sl and NE �88D l <br /> Lender xs�he bene�ciary under�his Se�ur�ty Instrument. <br /> �D� "Trustee" is Arend R Baa�k, Attarney <br /> ��3 "Note" means�he prom�ssory no�e signed by Borrow�r and dat�d .]anu a ry D8, ��l5 . The�ote <br /> states tha�B�rrower o�v�s L�nder N INETY S I�C TH�llSAND E IGHT HUNDRED SEVENTY F I VE <br /> AND �411�� <br /> Dallars�U,S. $9�,875.�4 }p�us interest. Borrower has promised ta pay this debt in regular <br /> Periodic Pa�ments and to pa�th�debt in fu��not later than Febru a�'y l, 2�3� . <br /> �F� "Property" means�he proper�y�ha�is described be�avv under�he heading "Transfer Qf R�ghts�n�he <br /> Proper��." <br /> ��� "L�an" means�he debt e�idenced by the�ot�, p�us��.te�est, any pr�paym�nt�harges and�at�charges due <br /> und�r the N�te, and a�.l sums due under this Securi�y Ins�rum�nt, p�us�n�erest. <br /> tH� "Ride�s" means al1 Riders ta�hzs Security Xns�rumen�that are execut�d hy B�rro��r. The foZ�avv�ng R.�ders <br /> are to be�xecuted by Barravver��heck box as app��cab�e]: <br /> 0 Ad�ustable Rat�Rider [�C�ndominium Rider �Second Home Rider <br /> �]Balloon Ric�er 0 Pla.nx�ed Un�t Development Ric�er [,.� 1-4 Fanuly R�der <br /> �]VA R�der �B�weekly Paym�nt R�der � �ther�s� �specify] <br /> �1� "App�icable Law" means a�l c�n�rolling app��cable fe�eral, state and Ivca�statutes, regula�ions, �rd�nances <br /> ant�administ�ra���ve ru�es and arders�that ha��th�eff�ct�f�a�w}as v�e11 as a�l applicab�e f�nai, non-appealable <br /> �udicia�opinions. <br /> 4J� "Cvmmunity Association Dues, Fees, and Asses�ments" mean�al�dues, fees, assessmen�s an�i��h�r <br /> charges that are imp�sed�n Borrawer or th�Pr�perty�y a c�ndorninium association, h�meawners <br /> assnc�ati�n or simiiar�rganizati�n. <br /> �K3 "Elec�r�onic Funds T�ransfer" mean�any�ransfer of funds, o�her than a transacti�n ariginated��ch�ck, <br /> �raft, or sxmi�ar pap�r instru�m�nt, �vhich zs xn�tiat�d through an electronic term�na�, te�ephani��nstrum�nt, <br /> camput�r, ar magne�ic tape so as�o o�der, ins�ruct, ar auth�ri��a financial insti�utian to de���ar credit an <br /> accaunt. Such�erm inc�udesy bu�is n��lim�t�d to, pazn�-of-sale�ransfers, au�amated teller machine <br /> �ransactzor�s, �ransfers initiat�d�y�elephone, wire transfer�, ar�d au��ma�ed��earinghouse�ransfers. <br /> �L} "Escr�� ltems" means�hose iterns that are described in Sect���3. <br /> �M] "fVliscellanevus Proceeds" means any compensatian, sett�ement, award of damages, a�pr�ce�t�s paid by <br /> any th��rd party �a�her than insurance proceeds paid under th��ov�rages des�ribed in Section 5} f�r: �i} <br /> damage to, or des�ructzor�flf, the P�roperty; �ii}candemnation ar ather ta.king�f all or an�r par�of�h� <br /> Pzop�r�y; ���z�c�riveyance in�ieu of c�nd�mna�ion; �r�i��misrepresentati�ns of, or om�.ssions as to, the <br /> value andl�r c�ndi�ian of th�Pro ert . <br /> NEBRASIfA-Sirsgia�ami�y-�annie MaelFreddie Mae UNiF�RM fN5TRt1MENT FQrm 3�28 11�'� <br /> VMP fl VMP6{N�}t'1302} <br /> Woiters Klt�w�r Financial Ser�ices Page 2 of 17 <br />