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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />'chard R. Miles <br />STATE OF NEBRASKA, Hall County ss: <br />/g <br />The foregoing instrument was acknowledged before me this / day of <br />d / rj , by Richard R. Miles awl No N ilees. <br />Witness my hand and notarial seal at t in said County, the date aforesaid. <br />My Commission Expires: March 2, 2017 <br />IDS, Inc. <br />,„q/? <br />- Witness <br />(Seal) M y 1, Asa. <br />- Borrower Nola es <br />201504475 <br />- Witness <br />(Seal) <br />- Borrower <br />otary j'' . lic Elizabeth A. Garduno <br />Loan originator (organization): Exchange Bank; NMLS #: 41138 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />