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By signing below, Borrower accepts and agrees to the terms and provisions contained in this <br />PUD Rider. <br />(Seal) <br />Katina C I sel e - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />El Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA PUD Rider <br />Bankers Systems VMP® <br />Wolters Kluwer Financial Services <br />September 2014 <br />VMP589U (1502) <br />Page 3 of 3 <br />2015044 <br />