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IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption Policy <br />Rider. <br />Borrower <br />HCFG -00782 <br />Veterans Affairs Guaranteed Loan and Assumption Policy Rider <br />VMP® <br />Wolters Kluwer Financial Services ®1999, 2009 <br />Date <br />Seal <br />12/11 <br />2015063015.1.0.3112- J20150123Y Page 3 of 3 <br />*613429615220 <br />i <br />i <br />i <br />i <br />i <br />i <br />201504458 <br />i <br />i <br />i <br />I <br />