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<br /> THIS INSTRUNfENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 5outh Locust Street
<br /> GRAND ISLA1vD,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR COMPANY NAME:Home Federal Savings&Loan Association of Grand Island
<br /> NMLS COMPANY IDENTIFIER:446443
<br /> LOAN ORIGINATOR NAME:Chris Kaskie
<br /> NMLS ORIGINATOR IDENTIFIER:494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on June 11, 2015. The grantors are LOREN L
<br /> DENNHARDT and DENISE K DENNHARDT, formerly known as DENISE K HOWELL, HUSBAND
<br /> AND WIFE, whose address is 2309 AND 2303 E US HWY 30, GRAND ISLAND, Nebraska 68801-8323
<br /> ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Home Equity Line of
<br /> Credit Agreement, dated June 11, 2015 ("Contract"). The obligations of Borrowers who did not sign the
<br /> Contract are explained further in the section titled Successors and Assigns Bound;Joint and Several Liability;
<br /> Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand
<br /> Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br /> Island, which is organized and existing under the laws of the United States of America and whose address is 221
<br /> South Locust Street, Grand Island, Nebraska 68501 ("Lender"). LOREI�I L DENNHARDT and DENISE K
<br /> DENNHARDT have entered into a Contract with Lender as of June 11,2015,under the terms of which Borrower
<br /> may; from time to time,obtain advances not to exceed, at any time, a***MAXIMUM PRINCIPAL AMOUNT
<br /> (EXCLUDING PROTECTIVE ADVANCES)*** of Forty-�ve Thousand and 00l100 Dollars (U.S.
<br /> $45,000.00) ("Credit Limit").Any pariy interested in the details related to Lender's continuing obligation to make
<br /> advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under
<br /> Borrower's Contract with Lender will be due on June 15,2020. This Security Instrument secures to Lender:(a)the
<br /> repayment of the debt under the Contract,with interest, including future advances,and all renewals,extensions and
<br /> modifications of the Contract; (b)the payment of all other sums,with interest, advanced to protect the security of
<br /> this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property;
<br /> and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the Contract.
<br /> For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br /> conveys to Trustee, in trust, with power of sale, the following described properiy located in the COUNTY of
<br /> HALL,State of Nebraska:
<br /> Address:2309 AND 2303 E US HWY 30,GRAND ISLAND,Nebraska 68801-8323
<br /> Legal Description: A TRACT OF LAND COMPRISING A PART OF LOT TEN (10), STEHR'S
<br /> SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, MORE
<br /> PARTICULARLY DESCRIBED IN JOINT TENANCY WARRANTY DEED RECORDED AS
<br /> DOCUMENT NO. 93-101450, IN JOINT TE1vANCY WARRANTY DEED RECORDED AS
<br /> DOCUMENT NO. 97-108833, AND IN JOINT TENANCY WARRANTY DEED RECORDED AS
<br /> DOCUMENT NO. 200202572, EXCEPTING A TRACT MORE PARTICULARLY DESCRIB�D IN
<br /> RETURN OF APPRAISERS RECORDED AS DOCUMENT NO. 20021704 AND IN RETURN OF
<br /> APPRAISERS RECORDED AS DOCUMENT NO.200202679.
<br /> TOGETHER WITH all the improvements now ar hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property.,,
<br /> �2004-2014 Compliance Systems,Inc FD6D-6647-2013L2.10.1.895
<br /> Consumer Real Estate-Sew�ity Instrument DL2036 Page 1 of 5 www.compliancesystems.com
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