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<br />shall also apply to default in the making of the modified payments hereunder.
<br />(b) All covenants, agreements, stipulations, and conditions in the Note and Security
<br />Instrument shall be and remain in full force and effect, except as herein modified, and
<br />none of the Borrower's obligations or liabilities under the Note and Security Instrument
<br />shall be diminished or released by any provisions hereof, nor shall this Agreement in any
<br />way impair, diminish, or affect any of Lender's rights under or remedies on the Note and
<br />Security Instrument, whether such rights or remedies arise thereunder or by operation of
<br />law. Also, all rights of recourse to which Lender is presently entitled against any property
<br />or any other persons in any way obligated for, or liable on, the Note and Security
<br />Instrument are expressly reserved by Lender.
<br />(c) Nothing in this Agreement shall be understood or construed to be a satisfaction or release
<br />in whole or in part of the Note and Security Instrument.
<br />(d) All costs and expenses incurred by Lender in connection with this Agreement, including
<br />recording fees, title examination, and attorney's fees, shall be paid by the Borrower and
<br />shall be secured by the Security Instrument, unless stipulated otherwise by Lender.
<br />(e) Borrower agrees to make and execute such other documents or papers as may be
<br />necessary or required to effectuate the terms and conditions of this Agreement which, if
<br />approved and accepted by Lender, shall bind and inure to the heirs, executors,
<br />administrators, and assigns of the Borrower.
<br />(f) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation
<br />that is acting solely as nominee for Lender and Lender's successors and assigns. MERS
<br />is the Beneficiary, of record under the Security Instrument and this Agreement.
<br />MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(g) Borrower authorizes Lender, and Lender's successors and assigns, to share Borrower
<br />information including, but not limited to (i) name, address, and telephone number, (ii)
<br />Social Security Number, (iii) credit score, (iv) income, (v) payment history, (vi) account
<br />balances and activity, including information about any modification or foreclosure relief
<br />programs, with Third Parties that can assist Lender and Borrower in obtaining a
<br />foreclosure prevention alternative, or otherwise provide support services related to
<br />Borrower's loan. For purposes of this section, Third Parties include a counseling agency,
<br />state or local Housing Finance Agency or similar entity, any insurer, guarantor, or servicer
<br />that insures, guarantees, or services Borrower's loan or any other mortgage loan secured
<br />by the Property on which Borrower is obligated, or to any companies that perform support
<br />services to them in connection with Borrower's loan.
<br />Borrower consents to being contacted by Lender or Third Parties concerning mortgage
<br />assistance relating to Borrower's loan including the trial period plan to modify Borrower's
<br />loan, at any telephone number, including mobile telephone number, or email address
<br />Borrower has provided to Lender or Third Parties.
<br />By checking this box, Borrower also consents to being contacted by text messaging [ ].
<br />1111111111 AEI III I I Alin
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<br />* 5 9 6 5 6 6 3 4 9 Y F N M A*
<br />LOAN MOD FICATION AGREEMENT — S ngle Fam Iy—Fann e Mae Uniform Instrument
<br />8300a 08/14
<br />* 2 1 0 1 4 4+ 1 O*
<br />F 3 79 0 r ev. 4 4)
<br />(p 3 o f 6)
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