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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 22l South Locust Street 221 South Locust Street
<br /> GRAI�TD ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR COMPANY NAME:Home Federal Savings&Loan Association of Grand Island
<br /> NMLS COMPANY IDENTIFIER:446443
<br /> LOAN ORIGINATOR NAME:Chris Kaskie
<br /> NMLS ORIGINATOR IDENTIFIER:494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT -FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on June 18, 2015. The grantor is SHARON F
<br /> KEMLING-ANDERSON, also known as SHARON F ANDERSON, A SINGLE PERSON,whose address is
<br /> 17962 W 13TH ST, Shelton,Nebraska 68876 ("Borrower"). Borrower is not necessarily the same as the Person
<br /> or Persons who sign the Home Equity Line of Credit Agreement, dated June 18, 2015 ("Contract"). The
<br /> obligations of Borrowers who did not sign the Contract are explained fizrther in the section titled Successors and
<br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 (°Trustee"). The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br /> United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"). SHARON F KEMLING-ANDERSON has entered into a Contract with Lender as of June 18,2015,
<br /> under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a
<br /> "**MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)''`** of Forty
<br /> Thousand and 00/100 Dollars (U.S. $40,000.00) ("Credit Limit"). Any party interested in the details related to
<br /> Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not
<br /> paid earlier, the sums owing under Borrower's Contract with Lender will be due on July 15, 202U. This Security
<br /> Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest; includin� future
<br /> advances, and all renewals, extensions and modifications of the Contract; (b)the payment of all other sums, with
<br /> interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the
<br /> trust herein created,irrevocably grants and conveys to Trustee,in trust,with power of sale,the following described
<br /> property located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 17962 W 13TH ST, Shelton,Nebraska 68876
<br /> Legal Description: ALL OF LOT ONE (1), HEADLEY SUBDIVISION, HALL COUNTY,
<br /> NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the properry, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> �2004-2014 Compliance Systems,lna FD60-10E6-2013L2.101.895
<br /> Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www.compliancesystems.com
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