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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAI�TD,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Rec�rding Data)
<br /> LOAN ORIGINATOR COMPANY NAME:Home Federal Savings&Loan Association of Grand Island
<br /> NMLS COMPANY IDENTIFIER:446443
<br /> LOAN ORIGINATOR NAME:Chris Kaskie
<br /> NMLS ORIGINATOR IDENTIFIER:494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> SY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST("Security Instnzment")is made on June 22,2015.The grantor is EDWARD M RYAN,
<br /> A SINGLE PERSON, whose address is 3236 WESTSIDE ST, GRAND ISLAND, Nebraska 68803-2340
<br /> ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Home Equity Line of
<br /> Credit Agreement, dated June 22, 2015 ("Contract"). The obligations of Borrowers who did not sign the
<br /> Contract are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br /> Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand
<br /> Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br /> Island, w�hich is organized and existing under the laws of the United States of America and whose address is 221
<br /> South Locust Street, Grand Island, Nebraska 68801 ("Lender"). EDWARD M RYAN has entered into a
<br /> Contract with Lender as of June 22, 2015, under the terms of which Borrower may, from time to time, obtain
<br /> advances not to exceed, at any time, a ''�**MAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br /> PROTECTIVE ADVANCES)''�** of Seventy Thousand and 00/100 Dollars (U.S. $70,000.00) ("Credit
<br /> Limit").Any party interested in the details related to Lender's continuing obligation to make advances to Borrower
<br /> is advised to consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with
<br /> Lender w�ill be due on July 15, 2020. This Security Instrument secures to Lender: (a)the repayment of the debt
<br /> under the Contract,with interest, including future advances, and all renewals, extensions and modifications of the
<br /> Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br /> Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and(c) the
<br /> performance of Borrower's covenants and agreements under this Security instrument and the Contract. For this
<br /> purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br /> Trustee,in trust,with power of sale,the following described property located in the COUNTY of HALL, State of
<br /> Nebraska:
<br /> Address:3236 WESTSIDE ST,GRAND ISLAND,Nebraska 68803-2340
<br /> Legal Description: LOT FIVE (5), IN LUSH SUBDIVISiON, IN THE CITY OF GRAND ISLAND,
<br /> HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now ar hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Properly and that the Properiy is unencumbered, except far encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Q 2004-2014 C.ompliance Systems,Ina FD60-597A-2013L210.L895
<br /> � Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www.compliancesystems.eom
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