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m <br /> � � N � � <br /> m"' ^o D m <br /> ; � C�� ����cn Om N m <br /> u, Oo rn � �� p � <br /> o �z � � C Z� � D <br /> w - ZD Q z �z 0 f� <br /> r N fll z <br /> � <br /> c� � �� 0 � 0� W � <br /> � m� 0 D DCDi� � c <br /> � w� � � r� <br /> o � m <br /> o� � � z <br /> 00 � � � <br /> c,� z <br /> O <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAI�TD,NE 68801 GRAND ISLAND,NE 68801 <br /> (Space Above This Line For Rec�rding Data) <br /> LOAN ORIGINATOR COMPANY NAME:Home Federal Savings&Loan Association of Grand Island <br /> NMLS COMPANY IDENTIFIER:446443 <br /> LOAN ORIGINATOR NAME:Chris Kaskie <br /> NMLS ORIGINATOR IDENTIFIER:494668 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> SY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST("Security Instnzment")is made on June 22,2015.The grantor is EDWARD M RYAN, <br /> A SINGLE PERSON, whose address is 3236 WESTSIDE ST, GRAND ISLAND, Nebraska 68803-2340 <br /> ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Home Equity Line of <br /> Credit Agreement, dated June 22, 2015 ("Contract"). The obligations of Borrowers who did not sign the <br /> Contract are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability; <br /> Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand <br /> Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand <br /> Island, w�hich is organized and existing under the laws of the United States of America and whose address is 221 <br /> South Locust Street, Grand Island, Nebraska 68801 ("Lender"). EDWARD M RYAN has entered into a <br /> Contract with Lender as of June 22, 2015, under the terms of which Borrower may, from time to time, obtain <br /> advances not to exceed, at any time, a ''�**MAXIMUM PRINCIPAL AMOUNT (EXCLUDING <br /> PROTECTIVE ADVANCES)''�** of Seventy Thousand and 00/100 Dollars (U.S. $70,000.00) ("Credit <br /> Limit").Any party interested in the details related to Lender's continuing obligation to make advances to Borrower <br /> is advised to consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with <br /> Lender w�ill be due on July 15, 2020. This Security Instrument secures to Lender: (a)the repayment of the debt <br /> under the Contract,with interest, including future advances, and all renewals, extensions and modifications of the <br /> Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security <br /> Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and(c) the <br /> performance of Borrower's covenants and agreements under this Security instrument and the Contract. For this <br /> purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to <br /> Trustee,in trust,with power of sale,the following described property located in the COUNTY of HALL, State of <br /> Nebraska: <br /> Address:3236 WESTSIDE ST,GRAND ISLAND,Nebraska 68803-2340 <br /> Legal Description: LOT FIVE (5), IN LUSH SUBDIVISiON, IN THE CITY OF GRAND ISLAND, <br /> HALL COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now ar hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Properly and that the Properiy is unencumbered, except far encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Q 2004-2014 C.ompliance Systems,Ina FD60-597A-2013L210.L895 <br /> � Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www.compliancesystems.eom <br />