|
m
<br /> � � N � �
<br /> m"' ^o D m
<br /> ; � C�� ����cn Om N m
<br /> u, Oo rn � �� p �
<br /> o �z � � C Z� � D
<br /> w - ZD Q z �z 0 f�
<br /> r N fll z
<br /> �
<br /> � C� W f�
<br /> u' � �� 0 O�,Z�j �
<br /> m� 0 D DCDi� cNn �
<br /> � �� � � r�
<br /> o � m
<br /> o� � � z
<br /> o� Cn �
<br /> N � Z
<br /> O
<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 5outh Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,1vE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR COMPANY NAME:Home Federal Savings&Loan Association of Grand Island
<br /> NMLS COMPANY 1DENT1FIER: 446443
<br /> LOAN ORIGINATOR NAME: Chris Kaskie
<br /> NMLS ORIGINATOR IDENTIFIER:494668
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT -FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on June 19, 2015. The grantors are RICHARD D
<br /> REZAC and JACQUELINE A REZAC, HUSBAND AND WIFE, whose address is 1512 E STOLLEY
<br /> PARK RD, GRAND ISLAND,Nebraska 68801-1205("Borrower").Borrower is not necessarily the same as the
<br /> Person ar Persons who sign the Home Equity Line of Credit Agreement, dated June 19, 2015 ("Contract").
<br /> The obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors
<br /> and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br /> United States of America and �vhose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"). RICHARD D REZAC and JACQUELINE A REZAC have entered into a Contract with Lender as
<br /> of June 19,2015, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at
<br /> any time, a **''`MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVA1vCE5)*** of
<br /> Thirty-�ve Thousand and 00/100 Dollars(U.S. $35,000.00)("Credit Limit").Any party interested in the details
<br /> related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender.
<br /> If not paid earlier, the sums owing under Borrower's Contract with Lender will be due on July 15, 2020. This
<br /> Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including
<br /> future ad��ances,and all renewals,extensions and modifications of the Contract;(b)the payment of all other sums,
<br /> with interest,advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the
<br /> trust herein created, irrevocably grants and conveys to Trustee,in trust,with power of sale,the following described
<br /> property located in the COUNTY of HALL,State of Nebraska:
<br /> Address: 1512 E STOLLEY PARK RD,GRAND ISLAND,Nebraska 68801-1205
<br /> Legal Description: SEE LEGAL DESCRIPTION EXHIBIT"A" HERETO ATTACHED
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property a�ainst all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges.Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> c�2004-2014 Compliance Systems,Inc.FD60-7B55-2013L2.101.895
<br /> Co❑sumer Real Estate-Securitv Instrument DL2036 Page i of 5 www.compliancesystems.com
<br />
|