A RECTANGULAR TRACT OF LAND LOCATED IN THE EAST 1/2 NORTHEAST 1/4 OF
<br />SECTION 35, TOWNSHIP 11 NORTH, RANGE 9 WEST OF THE 6TH PM, HALL COUNTY
<br />NEBRASKA, MORE Pi n'i iCU uAR LY DESCRIBED AS FOLLOWS, . CO M1 E Ind AT THE SE
<br />CORNER OF SAID NE 1/4 AND RUNNING NORTH ALONG AND UPON THE EAST LINE
<br />OF SAID NE 1/4 A DISTANCE OF 268 FEET TO THE POINT OF BEGINNING;
<br />CONTINUING THENCE NORTH ALONG AND UPON SAID EAST LINE OF SAID NE 1/4
<br />A DISTANCE OF 150 FEET; RUNNING THENCE WEST, AT THE RIGHT ANGLES TO
<br />SAID EAST SIDE OF SAID NE 1/4, A DISTANCE OF 213 FEET; RUNNING THENCE
<br />SOUTH AND PARALLEL WITH THE EAST LINE OF SAID NE 1/4 A DISTANCE OF 150
<br />FEET; RUNNING THENCE EAST 213 FEET TO THE POINT OF BEGINNING.
<br />which has the address of 3658 S SHADY BEND RD GRAND ISLAND
<br />Nebraska 68801 (herein "Property Address");
<br />TOGETHER with all the improvemeiets now or Hereafter erected on the property. and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust, and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 02/14/2000
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 20, 026.04 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 03 /02 /2010 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
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<br />DEED OF TRUST 200001339
<br />THIS DEED OF TRUST is made this 14th day of February 2000 among the Trustor,
<br />KEVYN L NIEDFELT MICHELLE A WILSEY NIEDFELT (JOINT AS HUSBAND AND WIFE)
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<br />(herein "Borrower "),
<br />Michael F. Kivett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) ,
<br />a corporation organized and existing under the laws of Maryland whose
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein
<br />"Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />A RECTANGULAR TRACT OF LAND LOCATED IN THE EAST 1/2 NORTHEAST 1/4 OF
<br />SECTION 35, TOWNSHIP 11 NORTH, RANGE 9 WEST OF THE 6TH PM, HALL COUNTY
<br />NEBRASKA, MORE Pi n'i iCU uAR LY DESCRIBED AS FOLLOWS, . CO M1 E Ind AT THE SE
<br />CORNER OF SAID NE 1/4 AND RUNNING NORTH ALONG AND UPON THE EAST LINE
<br />OF SAID NE 1/4 A DISTANCE OF 268 FEET TO THE POINT OF BEGINNING;
<br />CONTINUING THENCE NORTH ALONG AND UPON SAID EAST LINE OF SAID NE 1/4
<br />A DISTANCE OF 150 FEET; RUNNING THENCE WEST, AT THE RIGHT ANGLES TO
<br />SAID EAST SIDE OF SAID NE 1/4, A DISTANCE OF 213 FEET; RUNNING THENCE
<br />SOUTH AND PARALLEL WITH THE EAST LINE OF SAID NE 1/4 A DISTANCE OF 150
<br />FEET; RUNNING THENCE EAST 213 FEET TO THE POINT OF BEGINNING.
<br />which has the address of 3658 S SHADY BEND RD GRAND ISLAND
<br />Nebraska 68801 (herein "Property Address");
<br />TOGETHER with all the improvemeiets now or Hereafter erected on the property. and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust, and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 02/14/2000
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 20, 026.04 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 03 /02 /2010 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />
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