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19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br />except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br />federal laws and regulations. <br />20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br />supplement and amend the terms of this Security Instrument. <br />[Check all applicable boxes] <br />❑ Assignment of Leases and Rents ❑ Other <br />21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br />obligation incurred for the construction of an improvement on the Property. <br />22. ❑ ADDITIONAL TERMS. <br />SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br />Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br />date stated on page 1. <br />Sinatre <br />(g ) Todd D. Gallian <br />GENERAL Nebraska <br />BRANDON SEIM <br />My Comm. Exp, June 5, 2016 <br />I4 <br />Security Instrument -Open- End - Consumer -NE <br />VMP® Bankers SystemsTM <br />Wolters Kluwer Financial Services 01994, 2011 <br />(Date) (Signatu <br />Colleen C. Gallion <br />Brandon Seim <br />201504205 <br />- .21 -r3 <br />(Date) <br />ACKNOWLEDGMENT: <br />STATE OF .Nebraska , COUNTY OF Howard } ss. <br />(Individual) This instrument was acknowledged before me this 2.1st day of April,.2015. <br />by Todd.U. aallion ;.CoUeeo.0. GaJUon. Husband .and 1Nifa <br />My commission expires: 06-05-2016 <br />OCP- REDT -NE 7/2/2011 <br />VMP- C485(NE) (1107).00 <br />Page 6of8 <br />