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When Recorded Return To: <br />Nebraska Energy Federal Credit Union <br />1414 15th Street, P.O. Box 499 <br />Columbus, NE 68602 -0499 <br />m <br />-n <br />c <br />Z <br />fl <br />X 2 <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Nebraska Energy Federal Credit Union <br />fl n <br />n i <br />the State of Nebraska <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: 44 <br />June 17, 2015 <br />July 1, 2030 <br />Loan No: 11973 -28 <br />Parcel ID: 400040115 <br />p <br />fl si. <br />LA m DEFINITIONS <br />r- Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />�° 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />6' Section 16. <br />rn (A) "Security Instrument" means this document, which is dated June 17, 2015 <br />together with all Riders to this document. <br />C 7 (B) "Borrower" is <br />y Fred L Glover and Lou Anne Glover, husband and wife <br />Lender is a Credit Union <br />organized and existing under the laws of <br />Lender's address is 141415th Street, P.O. Box 499 <br />Columbus, NE 68602 -0499 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Nebraska Energy Federal Credit Union <br />1414 15th Street, P.O. Box 499 <br />Columbus, NE 68602 -0499 <br />(E) "Note "means the promissory note signed by Borrower and dated <br />The Note states that Borrower owes Lender <br />Forty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 40,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than <br />S)) 0 ° <br />