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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />tia,4a h cfriA 4sd z Q$Pr(3eal) (Seal) <br />Natalia Velasquez - Velasquez - Borrower - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />T fore oing instrument was acknowledged before me this / I day of <br />, by Natalia Velasquez- elasquef. , <br />itness my hand and notarial seal at ►t40 G_ n,4.- in said County, the date aforesaid. <br />My Commission Expires: March 2, 2017 <br />i rtary P <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. <br />c Elizabeth A Garduno <br />201504176 <br />GENERAL. NOTARY - State of Nebraska <br />EUZABETH A. GAROUNO <br />My Comm. Exp. March 2, 2017 <br />Form 3028 1/01 <br />