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Addendum <br />20'0001320 <br />"I understand that homestead property is in many cases protected from the claims of <br />creditors and exempt from judicial sale; and that by signing this contract, I voluntarily give up my <br />right to the protection for this property with respect to claims based upon this contract." <br />Z - /rte Uci <br />Borrower ndy L. d Date <br />r /C� C7� <br />Borrower Vicki Je' Gard Date <br />r <br />STATE OF Iowa <br />SS: <br />COUNTY OF Marion <br />On this 15thlay ofFebruary ___2000 before me, a Notary Public in the <br />State of Iowa, personally appeared: Randy L. Gard and Vicki Jean Gard, husband and wife <br />to me personally known to be the person(s) named in and who executed the foregoing instrument, and <br />acknowledged that they executed the same as their <br />voluntary act and deed. <br />My commission expires: <br />I Not blic in a d for s, County and State <br />