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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF Nebraska <br />COUNTY OF Lancaster <br />1, G. Eric Loftus , a Notary Public in and for said county and state, do <br />hereby certify thatMonica L McDonald, a single person <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents <br />of the foregoing instrument, have executed same, and acknowledged said instrument to be her , free and <br />(his, her, their) <br />voluntary act and deed that she executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />Witness my hand and official seal this 8th day of <br />My Commission Expires: 08/04/2017 <br />GENERAL NOTARY - Stata d Nebraska <br />GEORGE ERIC LOFTUS <br />My Comm. Up. . Ault S. 2017 <br />Loan Originator Organization: US Home Mortgage, Inc. <br />NMLSR ID: 1549 <br />Individual Loan Originator: G. Eric Loftus <br />NMLSR ID: 8779 <br />NEBRASKA—Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 9 of 9 pages) <br />Creative Thinking, Inc. <br />9754.CV (6/13) 06 -1353 <br />Borrower Monica L McDonald <br />2 01504100 <br />(Seal) <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />) ss: <br />June <br />2015 . <br />(Seal) <br />GOTO(0007020c) <br />