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• <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />A A 4) <br />Return To: <br />Navy Federal Credit Union <br />P. 0. Box 3340 <br />Merrifield, VA 22119 -3340 <br />Prepared By: <br />Tejal Patel <br />Navy Federal Credit Union, 12851 Worldgate Dr, Suite 600 <br />Herndon, VA 20170 <br />ce <br />? <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated June 12, 2015 , together with all <br />Riders to this document. <br />(B) "Borrower" is NEIL DAVIES and JODI S DAVIES, HUSBAND AND WIFE <br />8023924460 <br />82924460 Form 3028 1/01 <br />VMP ® NEBRASKA-Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP61NE1 113021 <br />Page 1 of 17 <br />Wolters Kluwer Financial Services <br />rn <br />ry <br />UJ <br />ui 7 <br />cJ <br />rn <br />cn m <br />CD :70 <br />—1 <br />O <br />