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��15�4�47 ser�ices a��subseq�en�charges�ach�in�e��mappi�gs or si�ilar changes occu�which�rea�onably n�ight aff�ct such d��ermination or certification. Borrower sha11 a�so be responsible for the payment of any fees i�pa�ed by�he F�d�ral E�ergeg��Man�.gement Age�ncy in connection r�vi��t�e re��ew of an.�r flood�one det�rm�natio�.resulting fram an�bjec�ian b�Borro�rer. If Borro�ver fa�Is to�rnaintain any of the coverages described abo�re,Lender may obta.in insurance caverage, at Lender's option and Borrower's ea��ense. Lender��under no abligation to pur�ha�e any particular�pe ar amount af coverage. Therefvre, such coverage sha11 co�er I�ende�r,but might or might not protect�orrov�er, Barrawe�r's e�uity�n the Pro�er�,o�th�cvntents af the Fraperty,aga��st an�ris�,ha�ard or�iabiiit�r a�d might pravide greater or lesser coverag�than was pre�iously in effect. Borrawer acl�nawledges that�he�ost Qf the i��ura�ce caverage�obtained rn�ght significar�tly e�ceed the cast of insu�nce th.at�arro�er cou�d �ave obtain�d.Any amounts disbursed by�.en.der under this Sect�an S shall become additiona�deb�of Barrawer s�c�ed b��is Security�n.st�i�ent.The��a�a�ts shall bear inte�es�at the l�T�te r�t�fra�t�e date of disburseme�t and sha��be payab�e,w�th such interest,up�n notice fr�m Lender�o Bo�'rower req�es�ing pa�y�m�e��, All insurance policies required by Lender and renewa�s of such p�licies shall be subject to Lender'S rxght to disap�rove such policies, shall inc�ude a standard mortgage clause,and sha11 name Lender as m�rtgagee andlor as an additiona�l�ss�ayee. Leader shall have the r�ght ta hold the po1�c��s and rene�val certif�ca��s. �f Lender re�uir�s,Borr��er sha��pron�ptly g��e t�Lender a��re�ei�t�of paid premiums and rene�val notices. If Borrower obtains any form of�nsurance coverage,nat other4vise requ�red by Lend�r,�or da�mage �o,or destruction of,the Progerty, such po�ic�sha11 inc�ude a standard mortgage claus�and shal�r�ame � Lend�r a�mor�gagee andlor as an additianal loss payee. �n�he even��f�a�s,Borro�ver sha11 give prompt natice to the�n.surance carrier and Lender. L�nder may make proof of loss if nat made promptly by Barrow�r.Unless Lender and Borrower otherwise agree in writing,any insu.ran�e praceeds,whether ar not the und�rly�ng insuran.ce was requ�red�y Lender, sha��e applied to restor'at�a�or repair of th�Pr�perty, if the restoratian or repair is economically feasible and Lender's securit�r is not�essened. I)uring such repair and restoration period, Lender sha11 hav��he righ�to ho�d such insuranc�proce�ds un��l Lende�has had an apportun�ty to inspect such Property�o ensure the w�rk has been c�mpieted to Lender's satisfaction,pro�vided that such in�pec�ian sha�l be under�aken promptly. Lender may d�sburse pr�c�eds for the repairs and restoration in a single payment�r i�.a series of pro�ress payments as the work is compl�ted.Un�ess an a�reement is made�n�vriting or Applica��e Law requ�res interest to b�paid on such insurance proceeds,Lender shall not be required to pay Borro�er an� interest or ea�rnings�n suGh pro�eeds, Fees for pu�1�G adjusters,vr�ther th�rd parties,reta.ined by�vrrower sha��not be paid out of the insurance proceeds and sha�l be the sole obligat�on af Borrawer. If the restoration or repair i�not ec��omica�ly feasibl��r Lender'�security�vau�d�e lesse�.ed,the i�sura�nce�ro�eed�sh.a��be appli�d ta the sums�ecured by this Securit�Instru�n.ent,whether or not then due,�v�th the excess,if any, pa�d ta Barro�er. Such�n.s�ran�e proc�eds sha11 b��pplieti i�t�e orde�providet��`or i�S�c�tion�. If Borr��ver a�andons�he Prvpert�, Lender may fi1e,negotia�e and sett�e any a�ailable insura�.ce c�aim and re�ated rnatters. If Borr��er does not respond within 3�days to a notice from Lender tha�the insurance carrier has offered tv settle a claim,�hen Lender may negotiate and settle the claim. The 3�-da�r per�od will beg�n when the notice is given. In either e�en.t,or if Lender acquire�the Property under Section 22 or oth�rw�se,Borr�wer hereby assigns to Lender(a}l�orro�ver's rights t�any insurance�roceeds in an amount not to exceed the amounts unpa�d under the Nvte ar th�s Secur�ty Instrument,and�'b�an�other of Borro�er's rights(ath�r than the r�ght to any refund of unearn�d�remiums�aaid�y Borr��rer)und�r all insurance polic�es cover�ng�he�'roger�, insofar as such rig�its are applicab�e to the co�erage of th� � Property. Lender ma�u�e the�n.�urance proc�eds e�ther t�r�pa�.r ar resto�e the Prop�rty ar ta pay am�unts unpaid under the Note or this Security In�trument,�hether or no�then due. NEBRASKA-Sir�gle Family-Fas�r��e MaelFr�eddie Mac UNIFQRM INSTRUMENT WITH ME€�S Fornn 3028 110�I 1�MR� � VA�PGR[NE��134�}.�0 �Illolters Kluwer Financial Services Page 7 af 17 q433411$4141 Q�33 3�1 �71?