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� <br /> ��15�4�47 <br /> {�} "Lende�'"is Qui Cken LD�nS In�. <br /> . <br /> L�nd�����. Corporati on <br /> organ�zed and existing under the laws o f t h e S t a t e o f M��h�g a n . <br /> L��d�r's ad�ress is 1��� ��odw�r� A�e, aet�'o�t, MI 48��6-1�fl� <br /> . <br /> ��� �T�St@��! LS Fi rst Amer�can {���e <br /> �E} "ItiI�ER�" is�tlor�gage Elec�ron�c Re�ist�ation S�stems, In�. M�RS is a�eparate carparativn tha�is acting <br /> s�1e1y as a nominee for Le�der and Lender's successQrs and assign�. MERS�s th�benefi�ia�under this <br /> Secur�ty Instrument. MERS is or�an�zed and existing under the laws of Delav�are, and has a�address and <br /> te�ephone num�er of P.�. B�x�42�,Fl�n��MI�$S�1-��26,�e�. �5�8�G79-MER.S. <br /> (F} p�d��p means the promissory note s�gned by�orrawer and dated �U n� 1�, Z�15 . The Note <br /> � s�ates that�arrov�er owes�.ender �n� Hun�1"ed T�1 rt,� Th 1"�e ThQUS�nd <br /> Three Hundred Seventy Fi ve and ��11�� <br /> I]ollars(U.S. $ 1��,��5.�� }plus interes�. Barrower has promised t�pay this deht in regular <br /> P�riodic Payments and to pay the debt�n fu��not later�han �u 1 y l, �d4� , <br /> �G� "Prvpert�l"means�he property�ha#is described below under the hea��ng"Transfer af R�ghts in the <br /> Fr�perty." <br /> �H} '"Loan"mean�th�debt e���enced by�he Nat�, plus interest� any prepayrnent charges an.d late charges due <br /> under the Note,and a�t sums due under this Secur�ty Instrument,p�us interes�. <br /> �I� "R�de�'s"means a�l Riders to this Security Ynstrument that are executed by Borro�vver. The following Riders <br /> ar�to be executed by Barrower[check bo�as app�icable�: <br /> �Adjustable Ra�e Rider ��ondominium Rider � Second Hom�Rider <br /> �Ba��oon Rider 0 P�anned Unit Develapment Rider ❑ �-4 Family I�.�d�r <br /> ❑VA l�der �Biweekl�r Paymen.t R�der ��ther(s� [sp��ify] <br /> L�gal Attach�d <br /> {J} "►Appii�able�av�" means a��cantroll�ng app�icable federa�, state and 1oca1 statu�es, regulations, <br /> ordinanc�s and administrative rules and orders�that ha��the effect af�aw}as we1�as aI�applicable fina�, <br /> non--appea�able judicia�opin�ons. <br /> �I�C} "�a m m u n ity As�oc�ati o n Duesx Fees,�nd Assess me�tts"means al�dues, fees, assessments and other <br /> charges that are imposed on Borr�wer or th�Proper�y by a condom�nium association,hameowners <br /> a��ciation or similar organization. <br /> �L� "�1�ctr�n�cFundsTr�ansfer"means any transfer of funds, other�han a�ransaction originated by check, <br /> draf�.,or 5imi�ar ga��r instrume�nt,�vhi�h is in�tiatec�through.an electronic termi�.al,te�ephonic�nstru�e�.t, <br /> computer,or rnagnet�c tape so as to order, instruc�,vr autharize a financ�al institut�on ta debit or credit an <br /> account. Such tern�includes,but is nat�imited to,pa�nt-of-sale transfers,automated teller machine <br /> t�n.sactions,t�ansfe�s init�atec��b�telephone,�ire transfers,and automated�I�aring�.ou��transfers. <br /> {N!� "Escrow It�ms"means those items�hat are deseribed in Section 3. <br /> NEBRASKA�ingie Family-Fannie MaelFr�eddie Mac UNiFUaM INSTRUMENT WITH MERS Fomn 34�8 1l��t <br /> V�P� VAl�PBA(h#E}(13ti2}.4a <br /> Wofters Klwver Financiai Seniices Page 2 af 17 <br /> q43341�.84�41 t3�33 321 �Z17 <br />