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��15�4�47 {a� Any such agreements w��l not a�ect th.e�mounts th�t B�rrow�r has agreed tv pay for�Iartgage Insurance,or any other ter�s of the Loan.Such agreements wi��not incre�se the�mount Bflr�rfl��e�will�v��for Martgage�n�sura��e,a�+d��y v�ill not enti�l��3�rr�wer tti any ref�nd. �by An�such agr�eme�t��.1�nvt affe�t th�rigl�ts B�rrQwer has=if any-with respect t�the Mortg�ge Insurance under the Homeowners Frotectian Act o�199�or any other law.These r�ghts may include the right t�receiv�cer�ain di�closures,t�request and o�tain can�ellation o�the Martgage Insurance,ta have the Mortga�e In�urance�ermin�ted aut�m�t�cally,andl�r to reCei�e a re�fun�of ax��r�I�iortg�ge In�suran�e�re�miu�s that were unearned at��e��ne�f suc�h �ance�l��.�n or term�nat��n, 1�I. Assignmentof M�scellaneousP�oceeds;Forfeiture.A11 Miscellaneous Pr�ceeds are hereby assigned to and shall be paid ta Lender. If the Pr�perty is damaged, such Miscellaneous Froceeds shall be app�i�d to r�storatian ar repair a�the Pr�perty, if the r�storat�on or r�pair is ec�nvmically feasible and Lender's security�s not lessened. Dur�ng such repair and restoratian per�od,Lender shal�have the right to hald such M�sce�lan�ous Frac�eds unti� Lender has had an apportun.ity to inspect s�uch Property to ensure the�vor�has be�n comp�e�ed to I�ender's satisfactio�.,pro�ided tha�such inspect�o�sha��e undertaken�rompt�y. Lender may pay for the r�pairs and restoration in a�ing�e dislaursement or in a serie�o�progr�ss payments as the�vorl�is completed. Unl�ss an agre�ment is made in�rriting ar App�icabie Law r�quire��nt�rest to�e paid on such M�scellaneQus Prviceeds, Le�der sha11 not be requir�d to pay B�rrotiver an�interest or earni�gs on such Miscellaneous Proceed�. If the restoratian or repair is�avt economica�ly��asible or�en.�t�r's secur�t��ot�l�he lesser�ed,the�iscel�aneaus Proceeds sha�l be applied to the sums secured by this Securit�Instrum�nt,wh�ther or nat then due,w�th the ��cess, �f a�y,paid�.o�orrower. Suc�i M�s��llaneous Prt�ceeds shai�b�applxed in the order provided for in Sectian Z. In the event of a t�tal taking,d��tructi�n,vr l�ss in�a�ue of the Froperty,the Miscel�aneous Proceeds shal� be a��p�i�d to the sums secured b}�this Secu.rity Instrument,4vhet�►er ar nvt then due,vv�th the excessA i�a�.y, paid to Borra�er. In�he event of a par�ial ta,king,destruction,ar lass in value of th�Property in which the�fair market value of the Proper�y in�mediately b�f�re the partial taking,destruction.,or�ass in�ra�ue is�qua�to or greater than the am�un�of the�ums s�cured by th�s Security Instrum�nt immediately b�f�re the�artia�ta�ing,destruc�ion,or loss in value,unless Borrower and Lender�ther�v�se agree in�vriting,the sums secured by this Security Instrument sha�t be reduced by the amount of the MisGellaneflus Proceeds mu�t�p�ied b}�the fo��owing fract�on: �a}th�tvta�a�vunt of the sums secured i�annnediately be�'ore��.e p�xtial ta.king�des�tru�tia�,or lass �n.value divided by�b}th�fa�r market�a�ue of the Propert�r immediately befare the partial taking, dest�c�ivn,a�loss i�.value.An}�balance shal��e paid to B��rower. In.the event of a partial taRking,d�struction�or l�ss in�alue of the Property in�vhich the fair rnarket�ra�ue of the F'rop�rty xmmediately before the partial t.�..kin�,d�structian,or loss�n�ralue is�ess than�h�amount af the sums secured irnmediate�y b�fore th�par�ia��a�i.ng�destruction,or lass in va�ue,un�ess�vrrawer and Lender otherwise agr��in writing,the Mis�el�aneous Proceeds sha11 be applied to�he sums secured by thi� Se�urity Inst�um�nt�vh�ther or nat th.e��a�s are then.due. If the Prvperty is abandoned by Borrower,or if,after notic�by L�nder to Borro�er that t�ie�pposing Party �as defin�d�n the next sentence)offe�s to make an a�rard to settle a elaim for damages,Borrower fai�s to respond to Lender w�thin 3�days af�er the date th�n�tice i�g��en,Lender is authori�ed to collect and ap�ply the�is��aneous Proceeds e�ther to res�oration or repair of the Property or to the sums secured by this NEBF�►4SKA-Singie F�mily-Fannie MaelFr�eddie Mac�NIFORM fNSTRUMENT WITH MERS Form 3428�1D� IfMP C� 11M�fiA{NE}[13t}2}.� Wo�tets K�uwer Financial Services Page 94 of 17 qQ33411�4141 Q233 321 1�17