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260100434 [Space Above This Line For Recording Data] FHA Case No. State of Nebraska DEED OF TRUST 321 - 2097856 THIS DEED OF TRUST ( "Security Instrument ") is made on January 12th, 2001 The Trustoris DUANE A DOWTY and NANCY E EBERLE, EACH A SINGLE PERSON ( "Borrower "). The trustee is Arend R Baack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska , and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of SIXTY SEVEN THOUSAND NINE HUNDRED FIFTY AND 00 /100 Dollars (U.S. $ 67, 950. 00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on February 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FHA Nebraska Deed of Trust - 4/96 (M- 4R(NE) (9804).05 ID VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 8 Initials: CZ) ` C— o -( o J a M a F-A .,�. rat �7 D a7 O tc/8 M CD Z:3 r , cn r o N x s co N [Space Above This Line For Recording Data] FHA Case No. State of Nebraska DEED OF TRUST 321 - 2097856 THIS DEED OF TRUST ( "Security Instrument ") is made on January 12th, 2001 The Trustoris DUANE A DOWTY and NANCY E EBERLE, EACH A SINGLE PERSON ( "Borrower "). The trustee is Arend R Baack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island which is organized and existing under the laws of The State of Nebraska , and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of SIXTY SEVEN THOUSAND NINE HUNDRED FIFTY AND 00 /100 Dollars (U.S. $ 67, 950. 00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on February 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FHA Nebraska Deed of Trust - 4/96 (M- 4R(NE) (9804).05 ID VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 8 Initials: