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<br /> obiigation to pay to Lender Funds for any or a��Escrovv Items at any�time.Any such vvaiver may only
<br /> be in�rr�ting.In the�vent of such vvaiver, Borrower sha11 pay directly,�hen and vvhere payable,the
<br /> am�unts due for any Escrovv Items for which paym�nt of Funt�s has heen vvaived by L�nder and,if Lender
<br /> requir�s, sha11 furnish to Lender receipts evidencing such payment vvithin such time perifld as Lender
<br /> may requ�re.Borrov�er's obiigation to make suGh payments and t�provide receipts sha11 for a11 purpos�s
<br /> be de�med to be a co�enant and agreement conta�n�d in this Security Instrunxent,as the phrase"eovenant
<br /> and agreement" is used in Se�tian 9. If Borr�v�rer is obligated to pay Escrow Items dir�etly,pursuant to
<br /> a waiver,and Borrower fails ta pay the amount due for an Escravv Item,Lender may e�er��se its rights
<br /> under Section 9 and pay such amount and Borrav�er sha11 then be obligated under S�ction 9 to repa�to
<br /> Lender any such amount. Lender may revoke the�vaiver as to any or a1�Escrow Items at any t�me by a
<br /> n�tire�iven in ac�ordance with Se�tion 15 and,upon such revocati�n,Borr�vver shall pay t�Lender a11
<br /> Funds,and in such amounts,that are then required under this Section 3.
<br /> L�nder may,at any time,co�Iect and hold Fu.nds in an amount�a) sufficient to permit Lender to apply
<br /> the Funds at the time spe�ified under RESPA,an�(b}nat to�xceed the m�ximum amount a�ender car�
<br /> require under RESPA. Lender sha1�estirnat�the amount af Funds due on th�basis of current data and
<br /> reasonable�stimat�s of e�pendi�ures of futur�Escrow Items or flthervvise in accordaslce vvith App�icable
<br /> Law.
<br /> The Fu.nds shall t�e he�d in an institution v�hose dep�sits are insured by a fed�ral agenc�,instrumentality,
<br /> or entity(includ�g Lender,if Lend�r is an institution vvhose deposits are so insured}or in any Federal
<br /> Home Loan Bank.Lender shai�a�p�y the Furids to pay the Escrovv Items no later than the time specified
<br /> under RESPA.Lender sha11 n�t char�e Borrov�er for holding and applying the Fur�ds,annual��analyzing
<br /> the escrow accaun�,�r verifying the Escrovv Items,unles�L�ender pays B�rro�er int�rest on the Funds
<br /> and Appiieable Law permits Lender to make such a charge. Unless an agreement is made in v�rrit�ng�r
<br /> Appiicable Law requires intere�t ta b�paid on the Funds,Lender sha11 not be required to pay Borrovver
<br /> any interest or earnings on the Funds. Borrower an�Lender can agree�n v�rit�n�,�iov��ver��.1�lllt�r�5t
<br /> shall be paid on the Funds. Lender�ha11 give to Borrower,without c�iarge,an anr�ual accounting of th�
<br /> Funds as required by�R�SPA. � �
<br /> If there is a surplus af Funds held in escrov�,as defined ur�der RESPA,Lender sha11 account to Borrovver
<br /> for the ex�ess funds in acrordance�ith RESPA.If there is a shartage of Funds held�in escr�vv,as defined
<br /> under RESPA, Lender shall notify Borravv�r as required b�RESPA,ar�d Borr�wer,shali pay to Lender
<br /> the amount necessary ta ma.ke up the sh�rtage in accordanc�vv�th RESPA,but in n�more than 12 monthly
<br /> payments.If there is a de�iciency of Funds held in escrov�r,as d�fined und�r RESPA,Lend�r sha11 notify
<br /> Borrow�r as required by RESPA,and Borro�ver sha11 pay to Lender the amount necessary to make up
<br /> the defici�ncy�n a��ordan�e v�ith RESPA,but in no more than 1�monthly payments.
<br /> Upon payment in fu11 of a11 sums s��ured by this Security Instrument;Lender sha11 promptly re�ur�d to
<br /> � Barrovver any Fund�held by Lender.
<br /> 4. Cha��es; L���s.Borrovver sha11 pay a11 ta�es,assessments,charges,fines,an�imp�sition�attributable
<br /> to the Proper�vvhich can atta�n pri�rity o�er this Security Instrum�nt,�easehflld payments or ground
<br /> rents on the Froperty,if any,and Community Association I3ues,Fees,and Assessments,if any. To the
<br /> extent that these items axe Escrov�Items,Borravver sha11 pay them in the manner provided in Se�tion 3.
<br /> HCFG-00359
<br /> NE6RASKA-Si�rgle FamiiyjFa�nie MaelFreddie Mac L1NIF�F�M INSTRLIMENT . Farm 3�281101
<br /> YMP� • . ' �, 08114
<br /> Wolters Kluwer Fina�cial Servioes 2015052115.�.�.3112-J2[?150123Y ' : ` Page 5 of�7
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