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��15�39�� r�quired b�RESPA, and Borrow�r sha��pa�to L�nder the amount ne��ssary to make u� �he def�ciency in accardance with R�SPA, but in no more�han ��m�nthly payrnents. Upan paymen��n full of all sums se�ured by this 5ecurity �nstrumen�, Lender�hall promptly re�znd ta B�rrawer any Funds held by Lender. 4. Charges; Liens. Bvrr��er sha11 pay a�l �axes, assessments, �harges, fxnes, an�.impositions attributable�a the Pr�perty which can a��axn prior�tx o�rer th�s Se�urity Instrum�n�, leaseh�ld paym�n�s �r graund r�n�s on �he Proper�y, if an�, and��mmunxty A��c�atz�n Dues, F�es, and Ass�ssments, if any. To t�ae extent that these��ems are Escraw ��ems, B�rrawer shal�pay�h�m�n�he manner pravided�n S��tion 3. Borrawer sha��promp�ly discharge an�r �ien whz�h has pr�or��y ov�r thzs 5ecur��y �nstrume�a�un��ss Borrower: �a} agrees in writ�ng to �he pa��nent of�he ab�zga��on secured by the��n �n a mar�ner ac��ptab�e ta Lender, but�n�y sa ��ng as Borrow�r is performing such agreement; �b} contests �h�li�n in good fa�th by, or defends aga�nst enf�rcement flf the lien in, legal proce�dings whi�h in Lender's�pini�n�perate�o prevent the enforcement of t��en while�ha�e pro�eedings are p�nding, but�n��unt�l su�h pro��edzngs are c�ncluded; or��} secures from the hold�r of�he l��n an agreemen�sat��factor�� Lend�r subardinating the �ien to th�s Security Instrument. �f Lender detern�i.nes that any par�af the Praper�y xs subject�a a li�n which can a�ta�n prxority over�his Securi�y�nstrument, Le�der may g�ve Borrawer a n�t�ce identifying the�ien. W�th�n �4 da�s of the date on which tha�natice�s g�ven, B�rrower shall satisfy the lien or tal�e�ne�r mnre of�he actions set for�h aboWe in�his Section 4. Lender ma�require B�rr�wer t�pa�r a�ne-�ime�harg�for a real estate tax�erifi�ati�n andlar reporting servic�use�.b�r Lender�n c�nnect�on v�i�h th�s L�an, �. Prap�rty Insurance. Borrower sha�� k�ep th�improvemen�s n�w ex�stzng ar hereafter erect�d on th� Proper�y insured agair�st loss�y�re, hazards inc�uded w��h�n th�teram "e�tenc��d c�verage," and an�other �azards including, but nat limited�o, �arthqua�es and f�oods, f�r v�hi�h Lender requires insurance. This insurance shall be ma�ntained in th�am�unts �including d��uc�ibie 1e��ls} a.n� for�he p�r�ods�ha�Lender r�quires, What L�nder requ�res pursua.�t��the pr�ce�.ing sent�nces can change�.uring�he term of�he Loan. The�nsurance carrier pravid�ng the insuranc�sha��be ch�sen by Borrower sub�ect t� Lender's right to ��sapprove Borrov�er's ch�ice, which right shai�no�be e�er�ised unreasona��y. Lender may requ�re Borrower ta pa�, �n connection wi�h this Loan, ei�her: �a} a one--time charge for flood zone determ�nation, c�r�i�cat�an and track�ng serv�ces; �r�b} a ane-time charge for�1ood zone determina�i�n and certif��ation s�rv��es and subs�qu�nt charges�ach��me remapp�ngs or simi�ar changes occur�vh�ch reas�nably rnight affect such deterami.nati�n or cer�ifi�at�on. Barrower sha�� als�be responsihle for th�paym�nt�f an�r fees impased b�the Federal Emergency Manag�ment Ag�ncy in connection wi�h the review of any flQod z�ne determination resu��ing fr�m an�b�e�ti�n by Borrower. If B�rravr,�er fails t�ma�nta�n an�r of the coverages described abo�e, Lender may obta�n�nsurance c��erage, at Lender's ap�zon a�d Borrower's�xpens�. Lender �s under no flb��gation to pur�hase an�par�i�u�ar type or amount af coverag�. Th�refare, such c��erage sha�� co��r Lend�r, but might or migh�n��p�a�ec�B�rrov�er, Borrower's equity�n th�Prap�rty, �r the car��n�s of�he Proper��, agains�an�risk, hazard or��ability and might pr�vide greater nr l�s��r��erage�har�was pre�iousl� in effect. Borrawer a�kn�w�edges �ha��he c�s� flf�he�nsura�ce coverage so obtain�d xn�gh�sign�ficarztly exceed�he c�st of�nsurance�hat Barrower couid hav�obtained. Any amaunts d�sburs�d by Lender under th�s S�ct��n 5 sha��become add�t�ona� debt af Borrower secured by this S�cur�ty �nstrum.�nt. These amounts shal�bear�ntere�t at��e Note rat�from the da�e af d�sbursem�nt and sha�l be payab�e, w�th su�h�n��r�st, upon not��from Lender to Borr��ver reques��ng payment. NEBRASKA-5ing1��amity-�anr�ie Mael�reddis Mac LJNIFQRM fNSTRUMENT Form 3028 11Q"i VMP� VMP6�NEj{�3fl2� Wvlters Kluwer Fir�ar��ial Ser�ices Page fi of 17