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��15�3917 <br /> B4RR�WER ��V�NANTS �ha�Borrawer is tawfu�ly seised�f the�state hereby�onve�ed and has the righ�to <br /> grant and c�nv�y th� Prapert�and�hat the Pr�p�rty is unencumbered, except for encumbran��s of recard. <br /> Borrow�r warrants ar�d w��l defend generally the titl�to the Prop�r�y against a�i c�aim� and d�mar�ds, subje���o <br /> any en�um�rances af r�cord. a <br /> TH�S SECUR�TY �NSTRUMENT combines uniform covenan�s for na�iona�use and n�n-un�form c�venants v��th <br /> lim��ed var�at�ons by juris��c��on tQ const��ute a unifnrm secur�ty �ns�rum�n��over�ng rea�property. <br /> Un�form Correnants. Borr�wer and Lender covenant and agree as follaws: <br /> �. Payment �f P�incipal, Interest, Escrow �tems, Prepayment Cha�ges, and Lat� Charges. B�rrawer <br /> sha�� pay wh�n d.ue�he prznc�pa� af, and int�r�st�n, �he debt e��denced by�he N�te and any prepayment <br /> charges and Ia�e charges due under the Nate. B�rr�wer shall also pay funds far Escrow Items pursuant ta <br /> Sec�ion 3. Pa�m�nts due under�he Nate and this S�curi�� Instrumen�shall h�made in U.S. currency. <br /> H�wever, if any check ar ather instrument rece��ed by L�nder as paymen�under the N��e or th�s Security <br /> �nstrumen� �s returned t� Lender unpa�d, Lender may requ�re that any or a�� subsequen�payments due under <br /> the Note and this Se�urit�r �ns�rumen�be made�n ane or mar�of�he following forms, as se��cted by Lender; <br /> �a}cash; �b} mon�y order; �e} cer�i�ed eh�ck, bank�heck, treasurer's check�r cashier's check, pro�i�.�d any <br /> such ch�ck is drawn upan an instituti�n wh�se deposi�s are insured by a federa� agency, �nstrumen�a�z�y, or <br /> en�zty; or�d} �le�tronic Funds Transfer. <br /> Payrnfen�s ar�de�med re�eived by Lender when received at the location d�signat�d in th� Not�or at such <br /> oth�r�acation as may be designated by L�nder in accQrdan��wi�h the n�tiGe provis�ons �n Sect��n I S. <br /> Len�er rnay r�turn an�r payment or par��al paymen��f the payment�r par�ia� payxnents ar��n�uffic�ent�o <br /> br�ng�he L�an current. L�nd�r may accep�any payment or part�al paymen� insuff�cient to br�ng the L�an <br /> curren�, �vithflut wa�ver of any r�gh�s hereunder or prejudice t� its r�ghts to refuse�uch payment�r par�ia� <br /> paymen�s in the future, but Lender is no�obligated ta apply such payments at the time such payments are <br /> accep�ed, If each P�riodic Paymen� is appiied as�f i�s scheduled due date, then Lender need not pay �nterest <br /> an unapplied funds. Lender may hald such unappl�ed funds un�il Bnrrower ma.l��s paymen�s to bring the <br /> Loan�urren�. �f Borr�wer does no�do sa wi�hin a reasona�le per�ad of t�me, Lender sha�� e��her apply such <br /> funds�r re�urn�h�m�o Borrow�r. �f no�app��ed ear�ier, such funds will be applied�o th�outstan.ding <br /> -principai balance un��r th�N�t�imme�ia�ely prior t� f�re�losure. No offset or�Iaim which Borrower m�ght <br /> ha�e n�w or in�he future aga�nst Len��r shail relieve Borr�wer from�naking payments due und�r th�Note <br /> and�h�� Se�ur�ty �nstrument�r perfarm�ng�he covenant� and agreernents se�ured by this Secur�ty <br /> �ns�rum�ent. <br /> 2. Applicati�n of Payments ar Prviceeds. Except as otherwi�e des�ribed in this Se�t�nn�, all payment� <br /> ac�epted and app��ed by L�nder shal�b�applied �n the fo���w�ng arder af przor�ty: �a� �n�eres�due und�r the <br /> N��e; �b}pr�nc�pal due und�r the No��; �c} amount�due under Sect�on 3. Su�h pa�rments sha��be app��ed to <br /> each Periodic Payment in�he order in which zt became due. Any remaining amounts shall be app�i�d f�r�t to <br /> late charges, secand ta any other amoun�s due under this Security Instrurnent, and then to reduce�he <br /> principal balance�f th�Nfl�e. <br /> �f Lender recei�es a payrr�ent from Borra�rer for a de�inquent Periadic Payment which �nciude�a suffi�ien� <br /> amaunt ta pay any Iate charge due, the paymen�nlay be applied ta the delinquent payment and the la�e <br /> charge. �f more than one Periodi�Payment is outstanding, L�nder may apply any paymen�recei�ed fram <br /> Borrou�er t�the repayment of the P�riodic Pa�ments if, and ta the extent�hat, �ach payment can�e paid �n <br /> fu11. Tfl the ex�en�that any e�cess ex�sts after the paymen�is app��ed to the fu�l pa�r�n.ent�f one or mor� <br /> Periodic Paym�nts, such�xcess may be app��e�to any lat�charges due. �oiuntary prepaymen�s shall be <br /> applied first to an�pr�payment charges and th�n as describ��i in�he Note. <br /> NEBRASKA-Singl�Famiiy-�anni�Ma�l�reddi�Ma�UNI��RM INSTR�MENT �vrm 3�28 110i <br /> VMP� VMP6�NE}�13021 <br /> Wo�ters K�uwer�inan�ial Ser�i�es Page 4 af 17 <br />