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( "Borrower "). The Trustee
<br />is Commercial Federal Bank, a Federal
<br />Savings Bank ( "Trustee ") The Beneficiary is FIVE POINTS
<br />BANK
<br />which is organized and existing under the laws of NEBRASKA and whose address is PO BOX
<br />1507 GRAND ISLAND, NE 68802 -1507 ( "Lender "). Borrower owes Lender the principal sum of
<br />Fifty —Seven Thousand And 00 /100
<br />Dollars (U.S. $ 57,000.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />January 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Lender the following described property located in Hall County,
<br />Nebraska:
<br />Lot Eight (8), Block Four (4), in H.G.
<br />Clark's Addition to the City of Grand
<br />Island, Hall County, Nebraska.
<br />which has the address of 812 W. 9th Street, Grand Island I.Street, City],
<br />Nebraska 68801 ( "Property Address ");
<br />[Zip Code)
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br />encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited
<br />variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />NEBRASKA - Single Family - Fannie Mac /Freddie Mac UNIFORM INSTRUMENT Foi•m 302g 9 /90
<br />DocUINEI Page I of Amended 5/91
<br />DOCUINEI.VTX 05/02/2000
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<br />Taylor
<br />Loan Number: 00110009
<br />[Space Above "Fhis Line For
<br />Recording Datal
<br />DEED OF
<br />TRUST
<br />200100419
<br />S
<br />a
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on
<br />December
<br />27, 2000 The trustor is
<br />Symantha S. Taylor, a Single Person
<br />( "Borrower "). The Trustee
<br />is Commercial Federal Bank, a Federal
<br />Savings Bank ( "Trustee ") The Beneficiary is FIVE POINTS
<br />BANK
<br />which is organized and existing under the laws of NEBRASKA and whose address is PO BOX
<br />1507 GRAND ISLAND, NE 68802 -1507 ( "Lender "). Borrower owes Lender the principal sum of
<br />Fifty —Seven Thousand And 00 /100
<br />Dollars (U.S. $ 57,000.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />January 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Lender the following described property located in Hall County,
<br />Nebraska:
<br />Lot Eight (8), Block Four (4), in H.G.
<br />Clark's Addition to the City of Grand
<br />Island, Hall County, Nebraska.
<br />which has the address of 812 W. 9th Street, Grand Island I.Street, City],
<br />Nebraska 68801 ( "Property Address ");
<br />[Zip Code)
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br />encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited
<br />variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />NEBRASKA - Single Family - Fannie Mac /Freddie Mac UNIFORM INSTRUMENT Foi•m 302g 9 /90
<br />DocUINEI Page I of Amended 5/91
<br />DOCUINEI.VTX 05/02/2000
<br />
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