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. ��15�3SS� . under this 5ecur�t�Instrument un�ess Lender agr�es to such release in writing. The co�enants and agreem�nts of this Security Instrument shall bind �ex�ept as pro�ided in Secti�n��}and benef�t the success�rs and assigns of Lender. 14. Loan �harges, Lender may charge Borrawer fees for ser�ic�s performed in connecti�n w�th Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, vacluding, but not limited ta, attorneys' fees, property inspection and valuatian fees. In regard to any other fees, the absence af express authority in thus Se�urity Instrument to charge a specific fee to Borrowver sha�l nat be construed as a prohibition on the charg�ng of�uch fee. Lender may not charge fees that ar�expressiy prohibited by this Security Instrument�r l�y Applicable Law. If the Loan is sub�eet ta a la�v whi�h sets maximum��an charges, and that law is f�nally interpreted so that the interest�r other ��an charges collected or to be collected in connection with the Loan exceed the permi�ted limi�s, then: �a}any such�oan charge sha1l be reduc�d by the amaunt necessary to reduce the charge to the p�rmitted lixnit; and�b}any sums already coll�cted from Borrower which exceed�d permitted limi�s wil� be refunded to Borrawer. Lender may chvose ta mak�this refund by reducing the principal owed under the Note�r by making a direct payment to Borrower. If a refund reduces principal, the reductian will be treated as a partial prepayment without any pr�payment charge(whether vr not a prepayment Charge is pro�ided f�r und�r the Note}. Borrower's acc�ptance of any such refund made by direct paym�nt to Bonower will constitute a wai�er�f any right af action�orr�wer might ha�e arising out of such o�er�harge. 15. Notices. All no�ices gi�en by Borrawer or Lender in connecti�n w�th th�s S�curity�nstrumen�must be in wri�ing. Any notice to Borrow�r in connection with this Security ins�rument shall be deemed to have been gi�en�o Borrower when mai�ed by first cla.ss ma.il ar when a�tual�y deli�ered to Borrower's notice address if sent by other means. Nvtice to any one Borrower shall cvnstitute not�ce to all Borrowers un�ess Applicable Law expressly requires vtherwise. The not�ce address sha11 be the Property Address unl�ss Borr�wer has designated a substitute notice address by notic� to Lender. Bvrrower shall promptly notify Lender of B�rrow�r's change of address. If Lender specifies a procedure fvr repvrting Borro�ver's change of address,th�n Barrower shall on�y regort a change of address through that specifi�d procedure. There may be anly one designated notice address under this Security Instrument at any�ne time. Any natice t�Lender shall be gi�en by deli�ering it or by ma.iling it by first c�ass mail to Lender's address stated herein unles�Lender has designated arivther address��notice t�Borrower. Any nati�e�n connecti�n with th�s Security Instrument shall not be deemed to ha�e been gi�en t� Lender until actually recei�ed by Lender. If any natice r�qu�red by this Security Instrument is alsa required under App�icable Law, th� Applica�l� Lavv requirement will satisfy the carresponding requirement under th�s Security Instrum�nt. 16. Go�erning Law; Se�erability; Rules of Construction. Tnis Security Instrumen� shal� be g��erned by federa�law and the 1aw of�he�urisdiction in which the Praperty is �acated. A.1�rights and obligations contained in th�s Securi�y Instrum�nt are subj�ct to any requirements and limitations�f Appiicable Law. Applicable Law might explicitly or implicitly allaw the parties to agree by contract ar it might be s�lent, �ut such silence shail not be construed as a pr�hibition against agreement by contract. In the e��nt that any pro�ision or��ause of this Security Instrument�r the Nflte c�nflicts with App�icable Law, such conflict shall not affect ather pro�isions of this Security Instrument or the Note which can be gi�en eff�ct without the conflicting pra�is�on. As us�d in this Security Ins�rument: �a}words�f t.he masculine gender sha��mean and inc�ude correspond..ing neuter words ar words of the feminin�gender; �b} �ords in the sin�ular shall m�an an� include the plural and��ce �ersa; and�c} the word "may" giWes s�1e discr�tian without any obligation to take any action. 17. Barrower's Cvpy. Borraw�r sha�l be gi�en one c�py of the Note and of this 5e,�urity Instrument. 18. Transfer of the Property or a Ben�f�cial Interest�in Borrower. A.s used in this Sec�i�n 18, "�nterest in the Property" means any legal or beneficial interest in the Property, including, but nat limited to, �hose bene�c�al interes�s�ran�ferred in a bond fvr deed, cvn�ract f�r deed, instal�ment sales contract or escrow agr�em�nt, the intent af which is the transfer of�irle by Borrvwer at a futur�date t�a purchaser. �f all or any part af th�Proper�y or any�nterest in the Property is sald �r transferred (or if Borr�wer is not a natural person and a ben�ficial interes� in Borrower is sald or transferred} withou� Lender's prior written c�nsent, Lender may re�uire immediate payment in full of all sums secured by this Security Instrument. Howe�er, this aption shall not b�exercised by Lender if such ex�rcise�s prah�hited by Applicable Law. NESRASKA-Single Family--Fannie MaelFreddie Mac UNIFURM INSTRUMENT- MERS �� Fonn 3�28 �ID 1 Page 14 of 15 www.docmagr�,com