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<br />DEED OF TRUST
<br />Loan No: 769505 (Continued) Page 8
<br />Lender. The word "Lender" means Five Points Bank, its successors and assigns. The words "successors or assigns" mean any person or
<br />company that acquires any interest in the Note.
<br />Note. The word "Note" means the promissory note dated January 10, 2001, in the original principal amount of $4,691.70 from
<br />Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for the
<br />promissory note or agreement. The maturity date of this Deed of Trust is December 16, 2010.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter
<br />owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all
<br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance
<br />proceeds and refunds of premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
<br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other instruments,
<br />agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
<br />Rents. The word 'Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the
<br />Property.
<br />Trustee. The word 'Trustee" means Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 and any substitute or
<br />successor trustees.
<br />Trustor. The word "Trustor" means DAVID A. GILROY and CAROLYN J. GILROY.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO
<br />ITS TERMS.
<br />TRUSTOR:
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />STATE OF �� )
<br />) SS
<br />COUNTY OF
<br />On this day before me, the undersigned Notary Public, personally appeared DAVID A. GILROY and CAROLYN J. GILROY, HUSBAND AND
<br />WIFE, to me known to be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trust
<br />as their free and voluntary act and deed, for the uses and purposes therein mentioned.
<br />Given under my hand and official seal this 14 day of
<br />Notary Pushc in and for the State of
<br />GENERAL NOTARY -State of Nebraska
<br />III- COLBY R. COLLINS
<br />My Comm. Exp. Aug. 16, 2002
<br />Residing at
<br />My commission expires
<br />
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