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��15�373� If the Loan is subj�ct to a lavv�vhich sets maximum laan charges,and that 1aw is finally interpreted so that the inter�st ar o�her loan�ha�g�s col�ected or to b�collected in connection r�vith the Laan��ceed t�ie permitted 1i�mits,then: �a}any such 1�an charge sha11 be reduced by the amount necessary to reduce the charge to the permiited limit;and(b}any sums already ca�le�ted from Borrower which exceeded permitted limits will be refunded to Borrow�r,Lent�er may c�oose to make this refund by reducing�he principal�wed under the l�ote or by making a direct paym.�nt tv F3vrrower. If a refund reduces priincipa�,the reduction wi11 b�treated as a partial prepaym�nt w�thout any prepayment charge�vvhether or not a prepayrnent�ha,rg�is provided for und�r the Not�). Borrower's acceptance�f any such refund made by direct payment to Borro�er wi11 const�tute a waiver of any right of�ction�Qrro�ver m�ght have arising out of such�vercharge. �15. No#i�es.Ai�no�ices giv�n by�orrovF+��r o�Lent�er in connection�vith this Security Instrument rnu�t be in writ�ng.Auy notice to Barr�wer in connection wit�.this Security Instrument sha11 be deerried to have b�en given.to Borrow�r when mailed by first clas�mail or when actua�ly delivered to�orrower's notice addres� �f sent by other m�ans.l�otice ta any�n�Borrower sha11 const�tute notice�o a�l�orrowers unless App��c��le Law expressly r�quires otherw�se. The notice address shal�be the Proper�y Address unless Barrawer has designated a substitute notice address by not�ce to Lender. Borro�er sha��promptly notify Lender�f Borro�ver's chang�of addres�. If Lead�r specifies a procedure for repor�in.�;Barrotiv�r's change of address,then Borro�ver shal�only report a change of address�hro�ugh that specified procedur�. '�he�e ma�r be�n�y one�i�signa�ed noti�e address��d�er��s Security Instrument at any one time.An.y notice ta Lender sha��be gi�en by delivering it�r by mailing it b�fust class mail to Lender's address stated herein unless L�n.der has designated another address by n�tice to Borrvwer.Any not�ce in cannect�on�vith this Security Instrument sha11 not�be deemed to hav�t�een gi�r�n to Len�.er until actually r�ceived by Lender.If any noti�e required by this Security Instrument is also required under Applicable La�v,the Applicable Law requiremeat�vi11 satisfy the corresponding requirement under th�s S�Gurity Instrument. �1 fi, Go�erning Law; �everab�l�ty;RU�es of Canstruct�vn.This Se�urity Instrument shall be governed by federallaw and the iaw of the jurisdiction in which the Property is lacated.All rights and�bligations cont�in.ed in this S�curit�Ins�n�ent ar�sub j ect ta any requirer�e�.ts anc��imitations of Apg��able Law. App�icable Lavv might explic�tly or implicitly a��o�v the partxes to agree by cantract or it might be silent,but such si��nce shall not be construed as a prahibition against agreement by contract. In the event that any provisivn ar clau�e of this S�curity Instrumen�or th�l�ote conflic�s�uit�Applicable Law,such confli�t sha�� not affect�ther p�rovisians of�his Securi.�Instrument or�he Note which can be gi�ren effect without the conflicting prov��i�n, As used in this�e�urity Instrument: (a)�vords�f the masculine gender sha�1 mean and inc�ud�corresponding neuter ward�or wards af the femin�ne gender;(b�words�n the�ing�ular sha11 mean and include the plural and vice versaa and��}the�or$"ma�"gi�es sole dis�retion v�it�out an�o�b�igation to take any acti�n. '17. Borrower's�o�ay.Borrower sha�l be given on�copy af the Note and of this Security Instrument. 18. Transfer af the Property�r a �3en�f�c�a��nterest in Bvrrc�wer.�s us�d in this Section�8, "Interest in the Property"means any legal or bene�cial interest in the Property, including,but not limited to,thase benef icial interes�s transferred in a bond for deed,contra.ct for deed, installm�nt sa�es coatract or escrow agreement,the intent of which i�the transfer of title by Barrower at a future date to a purchaser. If al�or any par�of the Property or any Interest in the Property is sold or tran.sferred��r if�orro�v�r is nat a naturai gersan and�ben�ficia�interest i�Banower is sa1�1 or tra�.s�e�r��1)wi��.out Lender's��or r�ritten cflnsent,Lender may requu'e xmmediate payment in full of all surns secu�red by this Security Instrum�nt. Hawever,this option shal�not b�exercised by Lender if such exercise is prohibi�ed b�Applicahle Law. NEBRASKA�ingle Famiky-Fannie MaelFr�eddie Mac LJNIF�RM INSTRUMENT WITH MERS Fortr�3fl28 1141 VMP� VMPSA�NE)�1342)A4 Wolteis Kiuwer Financlai Ser►ric�s Page 92 af"I7 q�3341485�95 �233 Z64 1217