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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) (Seal) <br />n ra Ba - Borrower - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The �egoig instrument was acknowledged before me this $ day of t••r■ G <br />!Y S ,by Sandra Barrera. <br />Witness my hand and notarial seal at 6.,20. d :44-.. j /fin said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />otary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13of13 <br />IDS, Inc. <br />201503713 <br />- Witness - Witness <br />