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201503646
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Last modified
7/21/2017 2:35:44 AM
Creation date
6/3/2015 2:11:10 PM
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DEEDS
Inst Number
201503646
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� � � � � � � � 201503646 <br /> required by RESPA, and Borrower shall pay to I�ender the atnount necess�ry to malce up the deficiency in <br /> accordance witli RESPA, but in no more th�n 12 inonthly payinents. <br /> Upon payinent in full of all sums secured by this Secw�ity Instrument, Lender shall promptly r�fund to <br /> Borrower any Funds held by Lender. <br /> 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, �nes, and impositions attributable to <br /> the 1'roperty which can attain priarity ovex this Security Instrusnent, leasehold pa}nnents or ground rents on <br /> tl�e Property, if any, and Coininunity Association Dues, Fees, and Assessments, if any. To the extent that <br /> thes�ikeins are Escrow Iteraas, Borrower shall pay thein ie�the inanner provided in Section 3. <br /> Borrower shall proinptly discharge any lien vvhich has priority ovar this Security Instruinent unless <br /> Borrower: (a) agrees in writing to the payzz�ent of the obligation secured by the lien in a manner acceptaUle <br /> to Lender, but only so long as Borrower is perforining such agreement; {b) contests the lien in good faith by, <br /> or defends against anfarcement of the lien in, legal proceedings which in L.enciez''s opinion operate to pravent <br /> Yhe enforceinent of the lien while those proceedings are pending, but only until such proceadings are <br /> conclucied; or(c) secures froin the holder of the lien an agreement s�tisfactory to Lender subordinating the <br /> lien to this 5ecurity Instrtunent. I�I.ender deterinines that any part of the Property is subject to a lien which <br /> can attain priority over this Security Insirwnent, Lender may give Borrower a notice identifying the lien. <br /> Within 10 days of the date on which that notice is given, Barrowet shall satisfy lhe lien os take on�or anore <br /> of the actions set forth abova in this Section 4. <br /> Lender m�y require Borrowar to pay a one-time charge for a real estate lax verification and/or reporting <br /> service used by Lender in connection with this Loan. <br /> 5. PI'opel"ty InsufallCe. Borrower shall keep the improveinents now existit�g or l�ereat�er erected on the <br /> Properry insured against Ioss by�re, hazards silcluded within the term"extended coverage," and any otl�er <br /> hazards including, but not limitetl to, earthquakes and floads, for which L�nder requzres insurance. This <br /> insurance shall be inaintained in the amotmts (including deduclible levels) and for the periods that Lender <br /> requzres. What I.,ender requires pursuant to the preceding sentez�ces can change during the term of the I.oan. <br /> The insurance carrier providing the insurance shall be chosei�by Borrower subject to Lender's right to <br /> disapprove Borrower's choice, which right shal�i�ot be exercised ui�reasonably. Lender may require <br /> Borrower to pay, in connection with t�is Loan, eith�r: (a) a one-time charge for fload zone deter�nination, <br /> certilication and tracking sez'�zces; or{b} a one-tiine charge for 1Yood zone determination and certification <br /> services and suUsequent charges each time re�nappiiigs or siinilar changes occur which reasonaUly inight <br /> affect such deter�nination or cerkification. Borrower shall also be responsible for the payment of any fees <br /> iinposed by the Federal Emexgency Management Ageilcy in connection with the review of any flood zonE <br /> determination resulting from an objection by Borrower. <br /> Tf Borrower fails ta inaintain any of the co�era�es described above, Lender inay obtain insurance coverage, <br /> at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type ar <br /> ainount oF coverage. Therefore, such coverage shall cover Lender, but�night or might not protect Borrower, <br /> Borrower's equity in the Property, or the contents of the Property, against any rislc, hazard or liability and <br /> might provide greater ar lesser coverage than was previously in effect. Borrower acknowledges that tk►e cost <br /> of the insurance cov�rag�so obtained might significantly exceed ihe cost of insurance that Borrower could <br /> have obtaincd. Any ainounts disbursed by Lencler under Chis Sectinn 5 shall become additional deUl of <br /> I3orrower secured by this Security Instruinent. These ainounts shall bear interest at the Note rate from the <br /> date of disbursement and shall be payable, witih such interest, upon natice fron�L,ender to Borrower <br /> requesting payineilt. <br /> 90fl352070749 <br /> NEBRASKA-5ingleFamily-FannieMaelFreddieMacLINIFORM INSTRUMENT Form30281f01 <br /> ��P C� VM Pfi(NE}{1302) <br /> Wolters Kluw er Flnanclal Servlces Page 6 of 17 <br />
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