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��15�3�45 <br /> ��} ='Lender" is H�me F�deral 5avi ngs and Loan Assn of Grand Is1 and <br /> Lender is a Sa��ngs a�d Lo�n <br /> organized and�x��ting under the laws of The St ate �f Nebr a s ka . <br /> Lender's address is �21 South Locust St Grand I s�and NE �88�1 <br /> . <br /> L�nd�r is th�bene�ciary under this Security Ins�rument. <br /> {D} "Trustee" is Ar�nd R Baack, Attorn�y <br /> �E� "N�te" means t�ae promis�ar�n�t�signed by Barrower and dated M ay �9, 2�1� . The Note <br /> s�ates tha�Barrov�er aw�s Lender N I N ETY T�J� T�QLISAN D AND ��I 1�� <br /> Da��ars �U.S. $9�,D D D.0� } plus interest. Barr�wer has pronn�sed�o pay thzs debt in r��u�ar <br /> P�riodic Pa�ments and to pa��he debt in full not later than J u�y l, ��3� . <br /> 4F� "Praperty" m�ans the property that is described be�aw under th�head�ng "Transfer of Rights in the <br /> Prnperty.„ <br /> 4 G� "Lflan" means the deb�ev�denced�y the N�te, pius in�eres�, an�r pr�payment�harges and�ate charges due <br /> under�he Note, and a�I sums due under thxs Se�ur��y �ns�rum�nt, plus in�eres�. <br /> tH� "Riders" means a�l R�ders�a this Security Instrumen�tha�are executed by Borrower. T'he follow�ng Riders <br /> are to be execut�d by B�rrow�r [check box as applicabl�]: <br /> [� Ad�ustabie Rat�R�der 0 C�ndom�n�um Rider � Second Home Rider <br /> � Ba�loan Rid�r 0 Plann�d Un�� De�re�opment Rider � 1-4 Fami��Rider <br /> 0 VA Rider 0 B�we�kly Payment R�der � Dther�s} �spe�ify� <br /> f�; "Applicable Law" m�ans a�l con�ro���ng app��cab�e federal, state and��cal statut�s, regulati�ns, ordinances <br /> and admin�s�ra���e rul�s and or�ers �that ha��the�ffect af�aw} as we�� as a�I applicable finat, non-appeatable <br /> judicial opinions. <br /> �J� "Community Assvciatian Dues, F�es, and Assessments" m�ans all�ues, fees, assessmen�s and other <br /> charges�hat are impased an Borrow�r or the Proper�y b� a condamin�um as�oC�a�ian, h�meowners <br /> ass�c�a��nn or s�nz��ar organizati�n. <br /> �K� "Efectronic Funds Transfer" means any�ransfer�f funds, other than a transac�ion ar�g�nated by check, <br /> draft, or sirniiar pap�r instrument, wh�ch �s �n�tiated through an e�ectranic terminal, t�lephonic instrument, <br /> computer, or magnetiG�ap�s� as tfl arder, instruct, or author�ze a�nancia� institution to debit or credi�an <br /> accaunt. Such t�ram inc�udes, but�s na� l�mited to, paint-�f sale transfers, au�omated tel�er ma�h�ne <br /> transac�ians, transfers in�tiate��y�e�ephnne, w�re transfers, and automa�ed clearinghouse transfers. <br /> �L� "Escrow Items" means those items that are descr�bed�n Sec�ian 3. <br /> {N[� rr Nliscellaneous Proceedsr' means an�r campensation, �ettlement, award�f da�nag�s, or prQceeds paid�y <br /> any�h�rd party ��ther than insurance proceeds paid under the co�erages described in Sect�fln 5} for: �i} <br /> damage to, flr destruc�i�n of, �he Property; �ii} �ond�mnation�r other taking of a�� or any par�of�he <br /> Property; ���i}conveyan�e in Iieu of condemnatian; ar�iv}rn�srepresen�atz�ns�f, �r omiss�ans as to, th� <br /> �alue andlor condition of the Pro ert , <br /> NEBRASKA-5ingle Family-�annfe Ma�l�reddie Mac l3NIF�RM INST�UMENT Form 3428�1�1 <br /> VMP� VMP64NEf 4�3�2f <br /> Wofters Kfuwer Financial 5er�ices Page 2 of l7' <br />