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201503597 <br />The Association may bring an action at law against any Owner of any Lot contained within <br />the Properties in the same manner as provided by law for foreclosure of mortgages. <br />The lien for assessments provided hereinabove shall be subordinate to the lien of any first <br />mortgage and any first mortgagee may rely on this provision without execution of any further <br />subordination agreement by the Association. <br />No vacant Lot contained within the Properties shall be subject to an assessment hereunder <br />until buildings or improvements are constructed thereon and such buildings and improvements are <br />ready for occupancy. <br />Except as otherwise provided herein in regard to vacant Lots within the Properties, the <br />restrictive covenants, restrictions and conditions contained in this DECLARATION OF <br />RESTRICTIVE COVENANTS, RESTRICTIONS AND CONDITIONS FOR WESTWOOD PARK <br />TOWNHOMES HOMEOWNERS' ASSOCIATION DEVELOPMENT relating to maintenance of <br />the Lots within the Properties shall apply on the same basis to all Lots within the Properties. <br />4. The assessment levied by the Association shall be used exclusively for the following <br />purposes and the following provisions shall apply: <br />a. Snow removal on the driveways, public and private sidewalks and porches <br />located on the Properties; <br />b. Usual and customary care of the lawns located on the Properties as <br />determined by the association, including, but not limited to, mowing, <br />fertilization, power raking and aeration; <br />c. Acquisition and maintenance of facilities and equipment necessary to water <br />the lawns located on the Properties including an underground sprinkler <br />system. Each Owner shall pay for water utilized on said lawn; however, the <br />Association shall control said sprinkler system and maintain and/or repair <br />said sprinkler systems and/or controls. <br />Other maintenance necessary or desirable, in the discretion of the Association <br />in regard to shrubs, vegetation or grass on Lots contained within the Property. <br />No plantings shall be allowed in the rock area surrounding each townhome <br />nor the rock area between the driveways. Any additional trees or plantings <br />other than those installed by owner /developer shall be approved by the <br />Association prior to their installation. No vegetable or flower gardens or <br />playground equipment shall be allowed on any of the Lots. Outside <br />clotheslines and outbuildings, including storage sheds, are prohibited on any <br />of the Lots. <br />e. Insurance on the buildings and improvements at replacement value and said <br />Association shall provide proof to the individual owners of such coverage. <br />All insurance proceeds shall be applied to repairing the damages suffered. In <br />case the insurance proceeds are less than the cost of repairs, the excess cost <br />shall be paid by the owner of such Lot. All damaged structures shall be <br />rebuilt and/or replaced. At the option of the Association, the owner of any <br />Lot within the Properties shall take all action necessary so that any company <br />providing such insurance shall include within such insurance coverage an <br />appropriate loss payable clause naming the Association as payee of insurance <br />proceeds and this Article III., Paragraph 4. shall constitute the consent of any <br />such owner for any such company providing such insurance to include within <br />such insurance coverage provisions for an appropriate loss payable clause <br />naming the Association as payee of insurance proceeds. Upon receipt of any <br />insurance proceeds hereunder, the Association shall deposit any insurance <br />Page 3 of 5 <br />