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��15�355� <br /> 4�� "Lender" is H�me Federal Sa��ngs and �oan Assn �f Grand I sl and <br /> Lender is a Sa�ir�gs and Laan <br /> organized and��ist�ng under the Iaws of The Stat� of N�braska . <br /> Lender's address is 2�1 5auth Lacust St Grand Is�and NE �88Q1 <br /> . <br /> L�nder is the bene�c�ary under�his Secur�ty �nstrumen�. <br /> 4D} "Trustee" 15 Arend R Baa�k, Attorney <br /> . <br /> �E3 "N ote" m.eans the prom�.ssary not�signed by Borrow�r and da��d M ay �9, 2 D 1� . The Nate <br /> states tha�Bnrrower owes Lender ��V E HUN aR�a F I FTY TF�DUSAND AN D D D/10 D <br /> Dallars �U.S. $15 0,D 4�.D D }plus interest. Borr�wer has pramxsed to pay this de�t �n reguiar <br /> Periodic Paymen�s and to pay the debt in full not 1 a�er than J u rt e l, �0 3� . <br /> �F� "P��perty" �ea.�s the pr�per�y�ha� zs de�cribed b�Iow under th�heading "Transfer of Righ�s in the <br /> Proper�y," <br /> �G� "Lvan" means th�de�t e�viden�ed by th� No�e, plus inter�st, ar�y prepayment charges a�ad�a�e charges due <br /> und�r�he N��e, an�a�� sums due und�r this�e�ur��y �nstrumen�, p�us interest. <br /> �H� 'r Riders" means a�� Rxders to�h�s Secur��y �ns�rumen�that are ex��u��d by Borrower, The fo�lowing R�ders <br /> are�o be executed by Borrovver �check ba�as app�icabl�]: <br /> [� Adjustable Rate Rider � Condominium Rid�r � 5�cond Home R�der <br /> 0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rid�r <br /> [.�VA Rider � B�wee�ly Pa�ment R�der 0 �ther�s} [sp�cify] <br /> ��3 "App�icable Law" means all contralling applicable federal, sta�e and�oca� statutes, regu�at�ons, ord�nances <br /> and administrative rul�s and orders �that haWe th�eff�ct of�aw} as v�e�� as a�l appl�cab�e f�na�, nonWappealabl� <br /> judi�ial opinions. <br /> �J� "��mmunity Ass���ativn Dues, F�es, and Assess�ents" means a�1 dues, fees, ass�ssments and other <br /> charg�s tha�are inlposed an Borrower or the Property by a c�ndominium ass�c�at�on, homeowners <br /> associatian or similar organization. <br /> 4K� "E[ectr�n�c Funds Transfer" means any�ransf�r of funds, o�her than a transactian origina�ed by check, <br /> draft, or s�m�.�ar paper�nstrument, wh�ch�s in�t�ated�hrough an�lectronic t�rminal, telephonic �ns�rumen�, <br /> cQmputer, or nzagnetic�ape so as ta order, instruct, or authorize a financial institu�ion ta debit�r credit an <br /> account. Such ferm includes, but �s not limited ta, pain��of-sale transfers, automated�e�ler machine <br /> transactions, transfers initia�ed�y t�l�phane, wire �ransfers, and aut�ma�ed clear�nghous�transfers. <br /> �L} "Escr�w Items" means those items that are descr�b�d in Section 3. <br /> 4 M� "M�sce��anevus Proceeds" m�ans any caxnpensatian, s�ttl�m�n�, award�f dama�es, ar proc�eds pa�d by <br /> an��hird par�y �o�her�han�nsurance proC�eds paid under the coverages des�ribed �n Sectian 5} for: �i} <br /> da�mage ta, or destruct��n of, the Proper�y; �ii}candemnation or ather taking of all or any part of�he <br /> ��a�����; �ii�} ca��v�ya��ce i��lieu��c���d�����a��a��; a��iv} ���z��r�������z����a��s��, c�r��r��ssi���s as ��, t��� <br /> �alue andlor condi�ion of the Pro ert . <br /> N�BRASKA-Singls Family-Fannie Ma�l�r�ddie Ma�UN�FORM INSTRUMENT �qrm 3�28 1Ip1 <br /> VMP� VMPfitN�)4'13D�1 <br /> Wat€ers Kluwer FinanGia!5er�ices Pag�2 of 17 <br />