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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in pages <br />1 through 14 of this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />t''� = ✓Jnn <br />(Seal) � � _ eal) <br />(liAMES L. MILBY • - Borrower PATRICIA E. MILBY - % e wer <br />(Seal) (Seal) <br />- Borrower - Borrower <br />NEBRASKA — Single Family— UNIFORM INSTRUMENT <br />NEBRASKA-MERS <br />ITEM 2697L13 (013114) <br />MILBY,J0000477315 <br />201503499 <br />GreatDoca° <br />(Page 13 of 14) <br />0000477315 <br />