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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OFNebraska <br />Witness my hand and official seal this 18th day of <br />My Commission Expires: - 'C)g <br />� : I JL.i2.i <br />(i^ <br />Borrower Glenda ° Naughtin <br />May , 2015 <br />201503450 <br />(Seal) <br />(Seal) <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />ss: <br />COUNTY OF - Buffalo / ) <br />I, a iet � n cf -i , a Notary Public in and for said county and state, do <br />hereby certify thatMichael T Naughtin and Glenda J Naughtin, husband and wife <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents <br />of the foregoing instrument, have executed same, and acknowledged said instrument to be their , free and <br />(his, her, their) <br />voluntary act and deed that they executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />(Seal) <br />ant INIMIsbruka <br />Loan Originator Organization: Farmers and Merchants Bank V Mpya r <br />NMLSR ID: 403596 <br />Individual Loan Originator: Debra A. Youn <br />NMLSR ID: 441815 <br />NL <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 9 of 9 pages) <br />9754.CV (6/13) 915063WGB Creative Thinking, Inc. <br />GOTO(00145f02) <br />