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<br /> attorneys'fees,properly inspection and valuation fees,and other fees incurred for the purpose of protecting Lender's
<br /> interest in the Property and rights under this Security Instrument; and(d)takes such action as Lender may reasonably
<br /> require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's
<br /> obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that
<br /> Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender:
<br /> (a)cash;(b)money order;(c)certified check,bank check,treasurer's check or cashier's chec�,provided any such check
<br /> is drawn upon an institution whose deposits are insured by a federal agency,instrumentality or entity;or(d)Electronic
<br /> Funds Transfer.Upon reinstatement by Borrower,this Security Instrument and obligations secured hereby shall remain
<br /> fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of
<br /> acceleration under Section 18.
<br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note
<br /> (together with this Security Instrument)can be sold one or more times without prior notice to Borrower.A sale might
<br /> result in a change in the entity(known as the"Loan Servicer")that collects Periodic Payments due under the Note and
<br /> this Security Instrument and performs other mortgage loan servicing obligations under the Note,this Security Instrument,
<br /> and Applicable Law.There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note.If
<br /> there is a change of the Loan Servicer,Borrower will be given written notice of the change wliich will state the name and
<br /> address of the new Loan Servicer,the address to which payments should be made and any other information RESPA
<br /> requires in connection with a notice of transfer of servicing.If the Note is sold and thereafter the Loan is serviced by a
<br /> Loan Servicer other than the purchaser of the Note,the mortgage loan servicing obligations to Borrower will remain with
<br /> the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless
<br /> otherwise provided by the Note purchaser.
<br /> Neither Borrower nor Lender may commence,join,or be joined to any judicial action(as either an individual litigant
<br /> or the member of a class}that arises from the other party's actions pursuant to this Security Instrument or that alleges that
<br /> the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such
<br /> Borrower or Lender has notified the other pariy(with such notice given in compliance with the requirerr�ents of Section
<br /> 15)of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take
<br /> corrective action.If Applicable Law provides a time period which must elapse before certain action can be taken,that
<br /> time period will be deemed to be reasonable for purposes ofthis paragraph.The notice of acceleration and opportunity to
<br /> cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18
<br /> shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20.
<br /> 21.Hazardous Substances.As used in this Section 21:(a)"Hazardous Substances"are those substances defined as
<br /> toxic or hazardous subsYances, pollutants, or wastes by Environmental Law and the following substances: gasoline,
<br /> kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials
<br /> containing asbestos or formaldehyde,and radioactive materials;(b)"Environmental Law"means federal laws and laws
<br /> of the jurisdiction where the Property is located that relate to health, safety or environmental protection;
<br /> (c)"Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in
<br /> Environmental Law;and(d)an"Environmental Condition"means a condition that can cause,contribute to,or otherwise
<br /> trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence,use,disposal,storage,or release of any Hazardous Substances,or
<br /> threaten to release any Hazardous Substances,on or in the Properiy.Borrower shall not do,nor allow anyone else to do,
<br /> anything affecting the Property(a)that is in violation of any Environmental Law,(b)which creates an Environmental
<br /> Condition,or(c)which,due to the presence,use,or release of a Hazardous Substance,creates a condition that adversely
<br /> affects the value of the Property.The preceding two sentences shall not apply to the presence,use,or storage on the
<br /> Property of small quantities of Hazardous Substances that are gener,�lly recognized to be approp�iate to normal residential
<br /> uses and to maintenance of the Properiy(including,but not limited to,hazardous substances in consumer products).
<br /> Borrower shall promptly give Lender written notice of(a)any investigation,claim,demand,lawsuit or other action
<br /> by any governmental or regulatory agency or private pariy involving the Property and any Hazardous Substance or
<br /> Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not
<br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01
<br /> Page 11 of 13 �,�,.
<br /> ios,inc. Borrower(s)Initials f�Y�l�
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