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Aj <br />(� ) <br />n rn r-N <br />rn U) a <br />!" o c� cry I"*'1 <br />`—' C) ---I O <br />c a <br />�, M $� Z j --4 N <br />�} -< O O <br />m� Z7 D CO C:3 <br />tS <br />� <br />CD <br />C.7 r- C-3 co <br />O r- <br />Return To: cn c O <br />Home Federal Savings and Loan Association of Grand Island C/) <br />221 South Locust <br />Grand Island, NE 68801 <br />Prepared By: <br />Nancy Knapp <br />221 South Locust <br />Grand Island, NE 68801 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated January 12th, 2001 <br />together with all Riders to this document. <br />(B) 'Borrower" is MICHAEL D SPILINEK and DENISE A SPILINEK, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />-6(NE) (0005) <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 -7291 <br />