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20150339,' <br /> 19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br /> except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br /> federal laws and regulations. <br /> 20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br /> supplement and amend the terms of this Security Instrument. <br /> [Check all applicable boxes] <br /> ❑ Assignment of Leases and Rents ❑ Other <br /> 21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br /> obligation incurred for the construction of an improvement on the Property. <br /> 22. ❑ ADDITIONAL TERMS. <br /> SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br /> Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br /> date stated on page 1. <br /> 5/7.5-// <br /> (Signature) MICHAEL W.KLEIER (Date) (Signature)COLLEEN A.KLEIE (Date) <br /> ACKNOWLEDGMENT: <br /> STATE OF NEBRASKA , COUNTY OF ADAMS } ss. <br /> (Individual) This instrument was acknowledged before me this 15TH day of MA1L,.20.15 <br /> by MICHAELNI..KLEIER;LOLLEEN A..KLEJER,.HUS.BANDAND JNIEE <br /> My commission expires: 2/5/ 9 / <br /> 4644442 <br /> (Notary Public) <br /> igatta G EML NOTARY•State Ot Nebraska <br /> DEBRA J.BARTUNEK <br /> 1Yh Comm.Exp.Febniary 5,2019 <br /> Security Instrument-Open-End-Consumer-NE OCP-REDT-NE 7/2/2011 <br /> VMPOO Bankers SystemslM VMP-C4651NE) 111071.00 <br /> Wolters Kluwer Financial Services©1994,2011 Page 6 of 6 <br />