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This disclaimer was signed before execution of the mortgage or deed of trust. <br />Dated: 1 - /5 4 GO <br />Dated: <br />State of Nebraska <br />County of Howard <br />The foregoing instrument was acknowledged before me this 1st day of May, 2015 <br />by Chad A. Otto; Ramona S. Otto, Husband and Wife <br />GENERAL NOTARY - State of Nebraska <br />BRANDON 5 <br />My Comm. Exp. <br />Designation of Homestead - Disclaimer -NE <br />VMP® Bankers SystemslM <br />Wolters Kluwer Financial Services ® 1987, 2011 <br />Mortgagor/Trustor <br />Chad A. Otto <br />- a) 5. C <br />Mortgagor/Trustor <br />Ramona S. Otto <br />My commission expires: 06.05.2016 <br />Notary Public <br />Brandon Seim <br />201503348 <br />VMPC329(NE) (1107).00 <br />DRDH- LAZ -NE 7/1/2011 <br />Page 2 of 2 <br />