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��15�335� <br /> required by RESPA, and Borrower shall pay to Lender�he amoun�necessary��make up the de����ency �n <br /> acc�rdance with RESPA, bu� in no more than �2 r�onthly pa�m�n�s. <br /> Upon payment in full of all sums se�ured by th�s Se�urity Ins�rumen�, Lender shall promptly refund to <br /> Borrower any Funds h�ld by Lender. <br /> 4. �harges; L�ens. Borr�wer shall pay al� taxes, assessments, charges, fines, and impositions attributable ta <br /> the Proper�y whzch can a�tain priorit�o��r this Secur�ty Ins�rument, �easehfl�d paym�n�s nr ground r�nts on <br /> the Proper�y, if an�, and �nmmunity As�ocia�i�n Dues, Feess and Assessments, �f any. To the extent tha� <br /> these items are Escrow I�enzs, Borrower sha��pa� them in the mar�taer provid�d in 5ec���n 3. <br /> Borrawer sha�l pr�mpt�y discharge any l�en wh�ch has pr�arity o��r this 5e�uri�y�nstrumen�un�ess <br /> Barr�wer: �a} agre�s �n writing to�he pa�men�of�he ob�igat�on s�cur�d b�r the��en�n a manner acceptabl� <br /> �a Lender, but anly so l�ng as Borro��r is perf�rming such agreement; �h}�ontests�h�lien�n�ofld faith by, <br /> or defends against enfarcemen�of�he�ien in, �ega� proceed�ngs which in Le�der's npinian ap�rate to pre�en� <br /> �he enforcement of the lien whiie those proceedings ar�pend�ng, bu�on��r un��� such proceedings ar� <br /> canc�uded; flr�c} secures from th�ho�der of the lien an agreemen�sa�isfactor��a Lender subordznatzng the <br /> lien to thi� S��uri�y �nstrumen�. �f Lender determines that any par�af�he Praper�y is subject to a l�en wh�ch <br /> can attain pri�rity�v�r this Se�ur�t� �ns�rument, Lender may gi�e Barrow�r a n�t��e iden�ifying the�ien. <br /> �Vzth�n ��da�s�f the da�e an which�hat n�t�c��s gi�en, B�rrovc�er sha11 sat�sfy the�ien or tak�one or more <br /> of the actions �et far�h abo�e in thi� Sec�i�n 4. <br /> Lender may requir�Borrower tn pay a nne-��me Charge for a rea� esta�e tax ver�fica�ion andlor repor�ing <br /> s�r�ic�u�ed by Lender in connect�an w�th th�s L�an. <br /> 5. Property lnsurance. B�rr�w�r sha�l keep the impro�ements naw ex��t�ng ar her�after ere��ed�n�he <br /> Propert�r insured agains� Xoss by �re, hazards included within�he term "extended�overage," and any other <br /> hazards including, but not�zm�.ted to, ear�hquakes and flaods, f�r which Lender requires insurance. This <br /> insurar�ce shall be maintained �n�he amounts ��nc�ud�ng dedu�tibl�levels� and for the p�r�ads tha� Lender <br /> requxr�s. ''�hat Lender r�quires pursuant to�he pre�ed�ng sentences can change dur�ng the term of the Loan. <br /> The insurance carr�er pro��ding the in�urance sha�� be cho�en by Bflrrower subjec�ta Lender's righ�to <br /> disappr�ve Borrawer's cho��e, which r�ght sha�� no��e exercised unreas�nably, Lender rn.a�r require <br /> Borrawer to pay, in connection with this Lnan, e�ther: �a} a ane-tim�charge far fload zone d�term�nation, <br /> cer�ificati�n and tracking ser�ices; or�b} a ane-time charg�far flood�one de�erm�na���n and certificatifln <br /> services and subsequent charges each time remappings or simi�ar changes occur whzch r�asonably m�gh� <br /> aff�ct such de�erminat�on or cer�ification. Borro�ver shal� also be resp�nsib�e for the pa�ment nf any fees <br /> imposed by the Federal Emergency Mana�ement Agency in connectian with�he rev�etiv af any fl�od zane <br /> d�t�rminatian resulting from an obj ec��an by Borrower. <br /> �f Borrower fails to main�ain an�of the coverages d�scribed ab�ve, Lend�r may o��a�n �nsuran�e�ov�rag�, <br /> at L�nd�r's op��on and Borr�wer's�xpens�. Lender is under no ob�igation�o purchase any part��u�ar type�r <br /> amaur�t�f co�erage. Therefore, such co�erage sha�l cn�er Lender, but might or might na�protect Borrower, <br /> B�rrawer's equity in the Property, or�he contents of the Prnpert�, agains�any risk, hazard or liabili�y and <br /> m�gh�pr�vxde gr�at�r�r less�r c�v�rage than�as pre�iausly �n effect. Borrower acknowledges that the cost <br /> of�he insurance c��erage s�nbtain�d might signifiCantly exce�d�he cost af insuranc��ha�Bnrr�vwer could <br /> ha�e�btained. Any amount�disbursed by Lender under this Sectian 5 shall be��me a�.ditional d�bt flf <br /> Borrnwer s�cured by this Security �ns�ruxnent. These amflun�s shai�bear xn�eres� a��h� N��e rate fr�m�he <br /> da�e of dis�ursement and shail be payable, w�th such �nterest, upan nat���frorn Lender to Bnrraw�r <br /> . <br /> r�qu�s��n�payment. <br /> N�BRASKA-5ing�e Family-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT Form 3D�8�1�1 <br /> VMP� VMPfitNE)�13��y <br /> Walters Kluwer�inancial 5er�ices Page fi af�7 <br />