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��15�3335 required by RESPA, and Borrower shall pay to Lender the amount necessary ta make up the defic�ency in accor�ance wi�h RESPA, but in no mor�than 12 monthly payments. t�pon paymen� �n fu�� of al� sums secured by thi� S�cur�ty Ins�rument, Lender shall pramptly refund to Borr�w�r any Funds held by Lender. 4. Charges, Liens. Borrav�er sha�� pay a�l taxes, assessments, charges, f�nes, and xmpositians attribu�abl�t� the Property which can attain pr�or�ty aver�h�s Secur�ty �ns�rument, 1�ase�aa�d payments or ground rents on the Pr�perty, if any, an� �ammunity Associati�n Dues, Fees, and Assessments, if any. To�he extent�hat the��ztems are�scrow �t�ms, Borrower shall pay them in�he manner pro�ided in Se�t�on 3. B�rrower shall promp��y discharge any �ien whi�h has priority ov�r th�s Secur�ty �nstrument unl�ss Borrower: �a} agrees �n writing to th�payment of�he ob��ga�ian secured by the�ien�n a manner aCcep�able �o L�nder, but nn�y sn Iang as Borrawer is performing such agr��ment; �b} c�n�es�s the lien in gQod fa��h by, ar d�fends agains�enforc�men�flf the i�en in, l�gal praceedings w�aich in Lender's op�n��n op�rate�o pre��nt the enfflrcement of�he lien while thos�proceed�ngs ar�p�nding, but an�y unti� �uch pr�ceed�ngs are canciuded; or�c} secures from the holder of the�ien an agreernent sa��sfactor�to Lender�ubord�na��ng th� li�n to this Securi�y Instrument. If Lender d�termines �ha� any part of the Proper�y is subject�a a I��n whzch can at�ain pr�or�ty over this Secur�ty Ins�rumen�, Lender may gi��Borrower a no�ice�d�ntifying the�ien. V��thin ��days�f th�date on wh�ch that not�ce is g�ven, Bnrrower sha�l sat�sfy�he��n ar take on�ar more of�he a�tions s�� forth aba��in thzs Sect�an 4. Lender may requ�re Borro�ver t�pay a ane�time charge far a real e�tate tax verification andlar repor�ing serv�ce used��r Lender xn cannectian�ith this Laan. �. Prop�rty Insurance. Borrawer sha�l keep the impro��ments novv exxsting or hereafter erec�ed Qn�he Proper�y insured against�oss by f�re, hazards inc�uded wi�hin the t�rm "extended coverage," and any other hazards ir�clud�ng, bu�not limi�ed�o, �arthquakes and f�o�ds, for which Lender requires insurance. Th�s �nsurance sha��be m�a�ntaxned�n�he am�unts �including deductibie��els} and for the per�ods tha� Lender requires. VVha� Lend�r requ�res pursuan�to the preced�ng sentences can change dur�ng the term of�he L�an. The insuran��carrier pro�iding th� �nsura.nc�shai�be chosen by Borrower subject to Lender's r�gh��o disappro�e Borrower's ch�iGe, �hich right sha�� nn�b�exercised unreas�nably. Lender may r�qu�re Barrov�er to pa�r, �n Gannect�nn w�th�his Loan, �i�h�r: �a} a one-tim�charg�for flond zon�d��ermination, cer�iticatian and�racking serv�ces; or�b} a one-tim�charge f�r flaad zone deter�nzna��on and cer�ification services ar�d�ubsequ�nt charges each�ime rern�appings or sim��ar changes accur wh�ch reasonahiy might affec�such determinati�n or cer�if�ca�i�n. Borrower�ha�� also be responsible for the payment flf any fees imposed by the Fed�ral Emergency Managemen�Agency in cannec�ian with the re�ieu� of any fiood zone determznat�on resu�tzn�from an abj ec�ion by Barrawer. If Barrower fai�s�o rnain�ain any of�h�c��erages des�r�hed abov�, Lender may obtain insurance ca�erag�, at Lender's option and Barrower's e�pense. Lender is under na�bliga�ion to purchase any parti�u�ar type or amoun�of ca�erage. Therefore, such co�erage sha1� cover Lender, but might�r m�ght n�t protect Borrower, Borraw�r`s equx�y �n�he Pr�per�y, or�he C�nten�s af the Proper�y, against any risk, hazard or�iability and migh�provide greater or�ess�r co�erage than was previous�y �n effect. Borrower acknow�edges that the cost �f�he insurance c�verage s��btained mzght signi�cant�� exceed the cost of insurance that Fi�rro�ver cou�d ha�e ob�a�n�d, Any amounts d�sbursed by L�n��r under this Sec�ian 5 shall b�com�additi�nal debt of Borrower secured by �his Secur�t� �ns�rumen�. T`hese amount� shal� bear�nteres� a��h� Nn�e rate fram th� date af disbur�ement and�hall be paya�le, with such int�rest, upan no�zce from�Lender to Bnrr�wer reques��ng payment. NEBRASKA-Singf��amily-Fanni�Mael�reddis M�c UNIFORM INSTRIiM�NT �arrr�3QZ8 11D1 VMP Q VMNfi4N��(7 342) ' WQlters Kluwer Financia!S�r�ices Pag�fi of 17