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��15�3335 f C� "Lender" is Home Fed�ra� Sav�ngs and Laan Assn of Grand I s�and Lender is a Sa�i ngs and L�ar� �rganized and existing und�r the�aws of The 5t�te �f Nebr a s ka . Lend�r's address is 2�l Sauth Locust 5t �rand I sl and NE �88�1 Lender�s the bene�cxary under this Securi�y In��rument. �D3 "Tru�t�e" is Ar�nd R 8aa�k, Attorn�y �E� rr Note" mean� the prnmissory n�te signed by Borr��er and dated N�ay 1�, �41� . The Nate sta�es that Barrower awes Lend�r �N E H U�V DRE D E I GHT TH�USAI�D AN D ��I l4 4 Dollars �U.S. $1�8,D D�.0 0 } p�us interest. Barraw�r has protnised �o pay�his deb� in r�gular Per�od�c Paymen�s and to pa� the debt in fuil not la�er�han .]une 1, 24�5 . L �F} "Property" means the praper�y�ha� i�desCr��ed be�ow under�h�head�ng "Transfer of Rxgh�s zn the Property." 4�3 !'Lvart" mean��he debt evidenced b� th� N�t�, pius int�r�st, any prepayment charges and la�e charg�s due under the Note, and al� sums due under this Secur��y Instrumen�, p�us �n�erest. 4 H} '=Riders" means all Riders�o�h�s Secur��y �nstrument that ar�executed by Borrower. The following R�ders . are t��xecuted by B�rro�u�r �che�k�ox as app�ica�l�]: � Ad�us�ab�e Ra��R�der 0 Condominium Rid�r � Sec�nd H�me R�der � Ba��oon Rid�r � Planned Unit Developmen� Rider 0 1-4 Family R�der � � VA Rider � B�week�y Pa�ment R�der � �ther�s} �specif�] �� "App�icable Law" means a�i c�ntr�l�ing applicable federa�, state and Ioca� statutes, regu�ati�ns, ord�nan��s and administra�ive rules and ord�rs�that have the�ffect of�aw} as well as al� applicabl��nal, non�appea�ab�� �udic�al opin�nns. �J} "Gommunity Assvciat�on Dues, Fees, and Assessm�nts" I7I��5��.dU�S, fees, ass�ssmen�s and other charges that are i�mposed an Borrower or the Property by a condominium assoczat�on, ham.�owners . assaciation or similar�rgan�zat�on. �K} "Electron�c Funds Transfer" means any transfer af funds, o�her�han a transa�ti�n origina�ed by check, draft, or szm��ar paper�nstrument, u�hich �s initiat�d through an�lectr�n��ermzna�, �e�ephonic �nstrument, con�put�r, or magnetic tape so as�o order, �nstruct, ar au�harize a fina�.cial instztu��on�a deb�t or�r�d�t an aGcount. Such term includes, but �s not�zm�t�d tfl, po�n�-of-sale transf�rs, au�amated te�ier machine transact�ons, transf�rs initiated by�eieph�ne, wir� �ransfers, and automa��d cl�aringhous��ransfers. 4 L� "Escrow Items" means those i�ems that are described in Section 3. �N1} "N�isce�laneous Pr�ceeds" mean� any compensation, settlemen�, award of damages, or pro��ds pa�d by an�third par�y �other than �nsuranCe proceeds paid under�he caverages descrzbed �n Sect�on 5} fnr: ��} damage to, ar d�struction of, �he Proper��; ��}c�ndemna�ion�r o�h�r taking af ai��or any par�af�he Property; ��ii}con�eyance�n�ieu of c�n�em�na��on; or�iv} misr�pres�nta�kflns of, or amiss�ons as to, the valu�andlor c�nd�t�an af�he Pro er� . NEBRASKA-Sing[e Famiiy-Fannie MaelFredciie Mac�Nl�DRM iNSTRUMENT Fvrm 3U2$110'i VMP� VMPfi�NE�41342} Woltecs Kl�awer Financiai Ser�i�es Page 2 vf 17