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��15�33�7 Par�� I C� N u m ber: 4�4D9�.�7 9 which curren�ly has the address�f 14�7 N LAFAYETTE A�IE �S��Q�� �r��.d �s�and �City�, Nebraska 68SD3 (�'ip �`ode} �"Property Address"}: TDGET�3ER�VITH al�the improvements now�r hereaf�er erected an�he property, and all�as�rnen�s, appurtenances, and f xtures now or hereafter a paz t of the property, AI��•eplacements a�d add��ions shall a�so be cavered by t�nis Securzty��.strumeri�. Al�of the forego�ng is referred�o in this Secur��y Znstruxner�t as�he "Property." B�rrower unders�ands and agrees�hat MERS ho�ds a�ly legal�i��e to the in�erest grant�d by Borro�ver �n�h�s Secur�ty Zns�rume��, bu�, if necessary to comply wi�h lavv�r cu�torn, MERS(as n�minee for Lender and Lender's suc�essors and assxgns}has the righ�: to exercise any or aIl of�hose�n�erests, �ncXuding, bu�not Ixmited to, �he�•�ght to foreclos�ari�se��he Property; �.nd�o ta��e a�y ac��on requ�red of Lender xnc�uding, bu�not limi��d�o, releasing and cance�ir�g�his Securi�y Instrumen�. B�RR��ER�UVENANTS that Barrower is lavvfu�ly se�sed of�he estate hereby conveyed and has�he righ��o gran�ar�d.con�ey th�Praper�y and�hat the Prflperty xs unencum�bered, except far encumbrances�f recnrd. Borz-ower v�arran�s and wi�I defend�ene�•al�y�he ti��e to�he Pr�perty again5t al� cZ aims and d�mands, subj e�t to any encumbrances of re�ord. THIS S��LTRITY INSTRUMENT cambines unzform covenan�s for na��ona1 use and non--unifo�-m c�venan�s vsri�h Iimi�ed variations by j ur�sdicti�n�o cons�itute a uniform se�uri�y instrument�ov�ring real property. [J n�f�rn� �avenant�. Borrower arid Lex�der co�enant and ag�-ee as fo1��s: '�e F�aymen� af Principa�, �nteresfi, Escr�w �tems, Prepaymen� �harges, and Late Charges. Borrower sha11 pay�vhen due�he p�•rncipal of, and interes�on, the deb�ev�den�ed by the Note and any prepaymen� . charges and late charges due urider�he Note. Borrawer shall als�pay funds for Escrour r�ems pursuant to Section 3. Payments due under�he Note and this Se�uri�y In�trurn�nt shal�be made in Il.S. curren�y. Ho�veWer, if any check or other�nstrument received�y Lender as paymen�und�r�he No�e�r t�is Security �ns�rumer�t�s returned�a L�x�der unpaid, Lender may require that any or a�1 s�bsequen�paymen�s due under the No�e and th�s Security Instruxne��be made�n one or more of th�fol�owir�g forms, as se�ected by Lender: �a� cash; �b� money order; �c} cer�ified check, bar�k check, treasurer's check a�cash�er's�hecl�, pro�zded any such checl�is dra�rn upon an insti�ution�rhose deposi�s are insured by a federal abency, instrumenta�i�y, or en�ity; flr�d�Electr�nic Funds Tran�fer. Payments are deerned�•eceived by Lender when received at the 1�ca�ion deszgna�ed in the No�e or a�suCh o�her locat�an as may b�des�gna�ed by Lende�-in a�cordance wzth the�o�ice pro��sio�s in Sectxori �.S. Lender may re�u�n any paymen�ar par�ial payrn�en��f�h�paymen�or pa�-��a�payments are i�sufficien��o �bring the Laa�current. Lender may accep�any paymen�or pa�ial payment�nsuf�cient t�bring�he Loan �urrent, w��hou�vva�ver af any z-�gh�s h�reunder flr prejudice�o its rights�o refuse such paymen�:or pa�t�a� payments�n the fu�ure, but Lender i�no�obliga�ed to apply such paymer�ts a�the time such payn,ents a�•e a�cepted. If each Periodic Payxx��nt��app�xed as nf its scheduled.due da�e, �hen Lender need nat pay in�eres� an unapplied fund�. Lender may�hold such unappiYed funds unti�Bor�•ovver makes paymen�to bz•��ag�h�Loan �u�•rent. �f Borrower d�es no�do so wi�hin a reasonab��period of�ime, Lender sha1�either apply such fu�ds �r re�urn them to Bo�-rou�e�•. �f no�applied earli�r, such furids vvili be appli�d to the ou�s�and�ng princ�pa� balance under the Note immedza�ely prior�o for�closure. Na offse�ar claim which Borrowe�m�ght ha�e novv o�•zn�he fu�ure aga�nst Lender shall relx�ve Bo�rovvex froxr�rnakzng paymen�s due under�he N�o�e and �hzs Seeurrty Tns��•u�x�en�or perforrnrrig the covenants and agreem.�n�s secured by th�s Secu�•ity�nstrument. 88��703�60 880�703�60 NEBRASKA-Single Fam ily-�annie M aelFr�ddie M ac fJNIFQRM INSTRUM ENT W ITH M ER5 Form 302$�101 VMP� VM�'�A�N�}{1302) Walters Kluwer Fir€anciaf Serv�ces Page 4 of 17