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disability incapacitated or incapable of managing my financial affairs. In <br />exercising such authority, my attorney -in -fact shall constitute my 'Personal <br />Representative' as defined by HIPAA. <br />III. POWERS OF ATTORNEY - IN - FACT <br />My attorney -in -fact shall have the power to act in my name, place and <br />stead in any way which I myself could do with respect to the following matters <br />to the extent permitted by law: <br />YOUR ATTORNEY -IN -FACT SHALL BE AUTHORIZED TO ENGAGE <br />ONLY IN THOSE ACTIVITIES THAT ARE INITIALED. <br />(Rr/?) <br />(ELM <br />20150329 <br />REAL ESTATE TRANSACTIONS: <br />• Manage, sell, transfer, lease, mortgage, pledge, refinance, <br />insure, maintain, improve, and perform any and all other acts <br />with respect to real property and interests in real property that I <br />own now or later acquire. <br />• Defend, settle and enforce by litigation a claim to real property <br />and interests in real property that I own now or later acquire. <br />• Buy, lease or otherwise acquire real property or an interest in <br />real property. <br />• Execute deeds, mortgages, releases, satisfactions and other <br />instruments relating to real property and interests in real <br />property that I own now or later acquire. <br />PERSONAL PROPERTY TRANSACTIONS: <br />Buy or otherwise acquire ownership or possession of, sell or <br />otherwise dispose of, mortgage, pledge, assign, lease, insure, <br />maintain, improve, pay taxes on, and otherwise manage tangible <br />personal property and interests thereof that I now own or later <br />acquire. <br />