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��15�3�� A.ddress: 41�5 Narwood D�r��e,Grand Island,N�bras��.�SS�3 Leg�� Des�ription: Lat 1, �Y�stw�ad Park Third �ubdiv�s��n, in the City �f Grand Island, Hal� �aun�y,l�T�braska Parcel I]��Sidu��l Numb�r: �0037SU�U Ta�ETHER WITH aIl the ir�ipr��emen�s n�vv �r h�r�aft�r �rect�� Q11 the prap�rty, and all �asemen�s, �.ppu�rt�nanc�s, a�� 'i�ctur�� n�w or h�reafte�r a par� or the pr�perty. �� pla��ments �nd additions shall also �e �o�e�red by ��iis �e��ri�y Tnstrua�nent. AII �f �he fo.reg�in� zs r�ferr�d_ �� r� this ��urity In��rul�nent a� th� fl��.ri,�.ri B�RR�tiVEF��VEN�LNTS th�kt F orrawer�s lav�fully �ei�� Qf th� es�at� her�by �anveyed and has �he ri�ht�o grant and c�nve� th� Pr�perty and that the Pr�p�r�y is un�ncuml�er�d, e��pt f�r encumbran�es af rec�rd. I�arrower v�a�rants and wil� ��fe:nd �ener��ly �he title ta th� Pr��aert� a�ain�t a�l clairns and demands, subject t� �.n�r encumb.rances�f�ecord. B�r�ro�ver ar�d L�nd�r�avenant axrd a��ee a�faiXov�r�: Faym�nt of Prin�ipa�.and In�.�re��; Prepa�ment and I.at��harges.B�rrow�r sha�I promptl�pay when dLle�he pr��ipal af and in��rest oi1 t1�e �leb� ev�denced by �he Nc3�e and an�r pr�pa�m�n� and �ate charg�� du� �nder th� �To�e. ApF�icab�� Lav�. �.� u�ed zn t�.z� Se�tarity Instrurnent, the �erm "�.pp�i�a�l� Lav�" sha�� mea.11 aIl con�rflll.in.� app�iGable fed�ra�, state an�i 1oca1 �ta�u�es, re�uXations, ordinance� an�. a�min�strative ru�es and �rd�rs (t�iat have the effect�f law�as v�el�as all applx�able fi�a1,non-app�ala�le judicial opini�ns. A.11 pa�m�n��received�y the Lender frarn the B�rr�w�r f#or app�i��fon to th�s 1�1a�e rnay be appixed ta the Borrower'� ohl�ga�ions under �this l�ote in su�h �rd�r as determin�d by �he Len�er. Paym�n�ts m.�xst be r�ce�ved by �;�0 p.rx�. CST l�ia�aday�hrough Friday �excluc�inb fecleral h�lidays) �n �rt�er��be credit�c�on that same day, C�a�rg�s; L�ens. Borro��r shal]. �ay a�I taxes, ass�ssment�, char��s, fines and impos�ti�ns a�trzbut�ble t� the Prop�rt�r whi�h may a�t�n�rioril.y av�r thi� Security Instrument, and leaseho�d pa�ments or groun�.rents, �f any. �arra�v�r �hali pay �hese a��at�.�n� �n tim� and direct�� to the persan ov�ed payment. At the reques��Lender, BarrQvver�ha�l pr�mpt�y fi.7rn�sh�a Lender rece�pts��ider�cin�the p��m��:�. Barraw�r shall�rorx�p�Iy dischar�;e any l�.en which has pri�r�t� o�er thi� ��cL�ri�y Instr�.�ment unle�s Barrfl�er: �a� ��rees in ��ing t� th� pa�ment of the abli�ation �ecured l�y the lien rn a rnan��zer accep�a�le �� L�nder; �� eQnte�t� in ��od faith �h� lien ��r, or d�fel�ds against enforc�ment �f th� Iien in, 1�ga1 p�roceedings ��hi�h xn �h� Lend�r's �p�n�an operate ta pre��ent the enfarc�ment of �h� �i�n; �r �G� s�cures fr�m the h�lder of�he l�en an agreemerit �atisfa��ary to Lend�r su��rc�iriat�n�the �ien �o this �ecurxt�Ix�strurr�ent. �f Lend�r detenr�zn�s�ha�an� �a.rt �f the Praper�y i� �ub��t to a Iie�. �vhiGh may at�axn prxori�� r this Sec�:�rity Instrumen�, Lerid�r ma� �iv� B�rr�w�r a na��;e �d�x�.tzf��.g th�: 1i�n. B arra�er �ha�l �atisfy th� li�n or take 4ne or more af th� �c�ron� �e�farth ab�v��vzthin :�0 days af�he givin,��f nat�ce. Ha�ard or Pr�per�� Insuranc�,� Bo�r��ver sha11 ke�p the improvements now e�is�ing or h�r�af�er erecte�l an th� Pr�p�rty in��ired�¢ainst la�s by fi��,h�.zard�inc�ude�i�ithin t�ie term"e�t�rided coverage" and any�ther hazard�, x�.c�ud�n� flao�ls ar fl�ading, f�r� which Lenc��r r�quires ins�.irance. Thi.s ins��rance shall be xnaintain�d in the am�unt�and for the p�rxQds that]Lenc��r requ�re�. Th��nsuran��rrie�pr�Wid�ng the�nsuranGe shall be chos�n b� B orrower su��ect t� Lender's ap:p�o�al �hich shal.� n�t b� unr��nab�y withheid. If Barrawer fa�l� �.o mainta.zn cov�rag� de��ribed �bave, Len�l�r ma�, at L�nder's opti�n, al�ta�n cav�rage to pr�te�t Lender's ri�hts a.n the Property in acc�rdance w�th�ec�ion titled Protection of L�nd�r's Ri�ht�in the�'rQperty. ��l i��uraX�ce po��c�es and rene�a�s sha.tl be acceptabXe �� Ilender and sha�l incl��de a �tandar�. �x�or�gag� ��. L��nder s�al� have th�r�gh�to hal:d the palicie� an�i renewal�. If Lender r�c�uires, Borrov�er shal�pramptl��i�e ta Ler�c�er�.11 re�e�p�� of pa�d pr�miums a�.d renev�al notices. In i:h� event�f�oss, �arr�wer shal�give pr�mpt n�t�c� to the�n��.�ra�ce carrzer and Lend��r.Lender may ma�e pr�a�f af lass if not m��.e promptly by B orrow�r. L�-?��--?�14 Compliance Systerns,In�.FDG4-B21�-�:�]�L�.ID.1.$9� Consunier Re�l Estate-�ecurity Instrument T]L?036 Page?a�7 www.eomplianc�systems.c�rn