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��15�3�59 requir�d by RESPA, and Barr�wer sha�� pa� to Lender�h�amount necessary ta make up�he de��c�ency �n acc�rdanc�with RESPA, bu� �n no mare than �2 month�y payments. Up�n payment in ful� of ail sums secured b�this Securit� �ns�rumen�, L�nder shall prompt�y refund�o Barr�wer any Funds held by L�nder. 4. Charges; Li�ns. Barr�wer shal�pay al� taxes, assessments, charges, f�nes, a.nd imp�sitions a�tri�utable ta the Praperty which can attain priori�y aver this Security Ins�rument, lea�ehflid pa�men�s�r ground rents an the Propert�, if any, and Communi�y Association Du�s, Fees, and Assessments, if any. To the e�ten�that th�s��t�ms ar�Escrow �tems, Barrawer shall pay them in the mann�r pr��ided in�e�tion 3. Borrov�rer�ha��promp�ly discharge any lien which has pr�or��y over this Security Instrum�nt unless Borrov�er: �a} agrees in writ�ng �o�he paymen�of the abliga�ian secured by the lien in a manner acceptable ta Lender, but anly �o long as Barrow�r is performing such agre�m�nt; �b}�ontes�s the Iien in good fai�h by, or d�fends agains�enforcement of the��en xn, �e�al praceedings whzch in Lender`s opin�on operate to preven� the enforcement of the��n whil�thos�proceedin�s are pend�ng, but�n�y unt�� such pro�e�d�ngs are conc�ud�d; or�c} se�ur�� from the h�lder of the lien an agreement satisfa��ory to Lender subordinating the l�en to this Security �n�trum�nt. �f Lender determines tha�any part of th�Propert��s suhjeGt to a Iz�n wh�ch �an a�ta�n prinr��y over thz� �ecur�ty �nstrument, Lender n�ay g�ve Borr�wer a n�t�c� �dent�fyzng�he Iien. W�th�n �a days of�he date an which that natice is given, Borrawer shall satisfy the lien or take one or more �f�he actiflns set far�h abave in�his Sectian 4. Lender rnay r�quire Borrnwer to pay a ane-��m�charge f�r a real estat�tax ver�f�ca��on andlor repar��ng s�rvic�use�b� Lend�r zn cannect�on wzth thi� Loan. 5. Property �nsurance. Borrow�r shall ke�p the improvem�nts naw existing�r hereafter erected on�he Praperty insured against las�by fire, hazards ine�uded within the t�rm "�xt�nd��.�overage," and any oth�r hazard� in�lu�ing, but nnt��m��d�o, �ar�hquakes and floods, f�r wh��h Lender requ�r�s xnsuran�e. Th�s �nsurance�ha��b�ma�ntained�n the amaunt� ��nc�ud�ng deduc�xb�e�ev��s} and f�r�he periods that Lender requ�res. Wha� Lender requires pursuant ta�he pre�eding sen�ences can change during the ter�m af the Loan. The insurance carrier pro�iding�he insurance shal� �e chosen by Borrower sub�ect ta Lenderts right to disapprave Borrower's choiGe, which righ�sha11 n�t be�xercised unreasonably. Lender may r�quire Barr�wer t�pay, in cox�nect��n with th�s Loan, either: �a} a one-time charge for#�7oad zane determ�.nat��n, cer�ification and track�ng serv�ces; ar�b} a one-��me charge for�1ood zone d��rm�na��an and cer��ca�ion services and subsequent charg�s ea�h tim�remappings ar sim.i�ar changes�ccur whi�h reasozaabiy might affec�such determination or�ertificatior�. Borrower shail also be r�spons�ble for the payment�f an� fees impose�by the Federa� Emerg�ncy Managemen� Ag�ncy in Gonnect��n w�th�he re��w af any fl�ad znne d�terminati�n r�su�t�ng frnnz an abj��t�an by Borrower. �f Borr�wer fa��s ta maintain any af�h�coverages d�scrib�d a�a�e, L�nd�r may ob�ain insurance c�verag�, a� Lend�r's aption and B�rrow�r's exp�nse. Lender is under r�o ab�igation to pur�hase an�particular typ��r amount�f c�verag�. Therefor�, such cnv�rage sha�� cnver L�nder, but m�gh�nr m�.�ght no�prote��Borrawer, Borrow�r's �qui��r �n the Pr�per�y, or the cont�nts of th�Property, aga�nst any rzsk, hazard or l�abi�i�� and m�gh�pr��de greater ar lesser coverage than�va� previously in effect. Barrawer acknowledg�s that the cas� of the�nsuranc�coverage so�btained might significantly exceed�he cost of insuran�e that Borr�tiver cauld haWe�bta�ned. Any amoun�s dis�ursed by L�nder under�his 5ecti�n S shall�ecome additianal debt�f Borrower s�Cured by this Secur��nstrumen�. These amounts sha��bear�n�erest at th� No�e ra�e from the da�e of disburse�nen�and shall b�pa�abl�, wz�h such �n�eres�, upon na�ice from Lend�r ta Barrower r�questing payment. N�BRASKA-5ingle�amily-�ann�e MaelFreddie Mac UNIFqRM lNSTRUMENT Form��28 11�1 VMP� VfV1Pd�1V��{I 3s�21 Wvlters Kl�wer Financia!Ser�i�es Page fi vf 17