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201503252 <br />ARTICLE 10 MAINTENANCE 50 <br />10.1 Areas of Association Responsibility 50 <br />10.2 Assessment of Certain Costs of Maintenance and Repair 50 <br />10.3 Improper Maintenance and Use of Lots 50 <br />ARTICLE 11 INSURANCE 50 <br />11.1 Scope of Coverage 50 -51 <br />11.2 Certificates of Insurance 51 <br />11.3 Payment of Insurance Proceeds 52 <br />11.4 Repair and Replacement of Damaged or Destroyed Property 52 <br />ARTICLE 12 DISPUTE RESOLUTION 52 <br />12.1 Agreement to Resolve Certain Disputes Without Litigation 52 <br />12.2 Notice of Claim 53 <br />12.3 Approval of Litigation 53 <br />12.4 Right to Enter, Inspect, Repair and/or Replace 53 -54 <br />12.5 Mediation 54 <br />12.6 Binding Arbitration 54 -56 <br />12.7 Use of Funds 56 <br />ARTICLE 13 GENERAL PROVISIONS 56 <br />13.1 Enforcement 56 -58 <br />13.2 Duration; Termination 58 <br />13.3 Amendments 58 -59 <br />13.4 Condemnation of Common Area 59 <br />13.5 Interpretation 59 <br />13.6 Severability 59 -60 <br />13.7 Change of Circumstances 60 <br />13.8 Laws, Ordinances, and Regulations 60 <br />13.9 References to this Declaration in Deeds 60 <br />13.10 Gender and Number 60 <br />Page 7 of 69 <br />